SBI Aurum Credit Card
SBI Aurum Card: Premium privileges, lounge access, and up to 5X reward points! Know if this elite card is the right fit for your lifestyle.
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SBI Card
SBI Aurum Credit Card
Top source-backed claims
Fuel: Fuel Surcharge Waiver with a capping of ₹400 per statement cycle
Unlike most premium credit cards, this one is not an invitation-only card.
Suitable for: People looking for an affordable premium credit card.
Fees and waiver
Fuel: Fuel Surcharge Waiver with a capping of ₹400 per statement cycle
Verify before applying
Check issuer terms for exclusions, caps, and updated eligibility before using any benefit claim.
Trust Snapshot
Source count: 2 · Review status: Reviewed · Last dataset refresh: 2 Jul 2026
Quick Decision Summary
This summary is generated from the current website fields to help you interpret the card faster.
What stands out
• High quality score (80) based on current website signals.
• Includes lounge-related benefits in the current card record.
• Has richer rewards and benefits detail than sparse card records.
Good fit if you want
• Travelers who value lounge access as part of card selection.
• Users comparing cashback or rewards-heavy cards.
Tradeoffs to verify
• Fee details are incomplete or not clearly stated in the current dataset.
• missing_rewards
• missing_eligibility
Application links do not guarantee approval. Affiliate links are labeled, and issuer terms should be verified before applying.
Fees & Key Facts
Joining fee: Not specified
Annual fee: Not specified
Quality score: 80 (High)
Sources used: 2
Travel; 1% to 3%; 40,000 reward points ~₹10,000 Club Marriott Membership with discounts on room tariffs, restaurants and spa services at Club Marriott Hotels in India Digital Membership for Mint and WSJ
Eligibility & Documentation
Not specified
Documents required
• Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other governme...
• Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account State...
• Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.
Rewards
• AURUM reward points worth Rs.10,000 as a welcome benefit
• Want a Credit Card with High Limits & Rewards?
• Best Rewards Credit Cards in India
• How to Redeem Credit Card Points
• Does Checking CIBIL Score Reduce Points?
Benefits
• Fuel: Fuel Surcharge Waiver with a capping of ₹400 per statement cycle
• Unlike most premium credit cards, this one is not an invitation-only card.
• Suitable for: People looking for an affordable premium credit card.
• Complimentary memberships in travel, lifestyle, and wellness categories
• Complimentary 1 year Club Marriott membership, digital subscription to The Wall Street Journal and Mint
• Forex markup of 1.99% on international transactions
• 1 complimentary spa access at select domestic airports every quarter
• 16 complimentary golf rounds per year, limited to 4 per quarter
Features
• AURUM reward points worth Rs.10,000 as a welcome benefit
• Complimentary memberships in travel, lifestyle, and wellness categories
• Complimentary 1 year Club Marriott membership, digital subscription to The Wall Street Journal and Mint
• Complimentary DreamFolks membership and access to 1000+ International Airport Lounges
• Forex markup of 1.99% on international transactions
• 4 complimentary domestic airport lounge visits per quarter for primary and add-on cardholder
• 1 complimentary spa access at select domestic airports every quarter
• 16 complimentary golf rounds per year, limited to 4 per quarter
Lounge Access
• Unlimited international airport lounge access across 1000+ airports by Dream Folks with 1 free access to guests every quarter 4 domestic lounge access per quarter
• Complimentary DreamFolks membership and access to 1000+ International Airport Lounges
• 4 complimentary domestic airport lounge visits per quarter for primary and add-on cardholder
• Credit Cards with Airport Lounge Access in India
• Airport Lounge Access Debit Cards India
Insurance
Not available
Pros
• Unlimited free access to international airport lounges with DreamFolks Membership.
Cons
Not available
Source Links
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Fuel: Earn 13 reward points on every ₹100 spent at BPCL outlets. 1% fuel surcharge waiver on transactions up to ₹4,000. Note: Maximum waiver up to ₹10...
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Useful for comparison, but the current dataset does not show a standout signal yet.
This card has limited source coverage in the current dataset.
Fuel: Earn 13 reward points on every ₹100 spent at BPCL outlets. 1% fuel surcharge waiver on transactions up to ₹4,000. Note: Maximum waiver up to ₹10...
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Fuel: 7.25% value-back, i.e. 25X reward points on fuel purchases at BPCL petrol pumps. 1% Fuel surcharge waiver on every BPCL transaction up to ₹4000.
Free Fraud Liability cover of ₹1 Lakh.
Includes insurance or travel-protection style signals.
Fee details are incomplete or not clearly stated in the current dataset.
Fuel: 7.25% value-back, i.e. 25X reward points on fuel purchases at BPCL petrol pumps. 1% Fuel surcharge waiver on every BPCL transaction up to ₹4000.
Fuel: 7.25% value-back, i.e. 25X reward points on fuel purchases at BPCL petrol pumps. 1% Fuel surcharge waiver on every BPCL transaction up to ₹4000.