Best Cashback Credit Cards in India
Cards with cashback and rewards language for monthly spend categories.
Cards qualify when rewards, benefits, or descriptions mention cashback, cash back, rewards, or reward points.
Cashback rates usually have monthly caps, merchant exclusions, and redemption conditions.
Top Picks To Review First
Ordered by quality score, then card name. These are research starting points, not personalized recommendations.
| Card | Bank | Fee | Quality | Sources | Action |
|---|---|---|---|---|---|
| American Express Gold Credit Card | American Express | Fee: Unknown | High · 90 | 2 | Details |
| AU Bank Altura Credit Card | AU Small Finance Bank | Fee: ₹199 | High · 90 | 2 | Details |
| Axis Bank Atlas Credit Card | Axis Bank | Fee: ₹10 | High · 90 | 5 | Details |
| Club Vistara IDFC FIRST Bank Credit Card | IDFC First Bank | Fee: Unknown | High · 90 | 2 | Details |
| Club Vistara SBI Credit Card | SBI Card | Fee: Unknown | High · 90 | 2 | Details |
| ICICI Bank Emeralde Private Metal Credit Card | ICICI Bank | Fee: ₹6,000 | High · 90 | 4 | Details |
| SBI SimplySAVE Credit Card | SBI Card | Fee: Unknown | High · 90 | 3 | Details |
| Standard Chartered Ultimate Credit Card | Standard Chartered | Fee: Unknown | High · 90 | 2 | Details |
Matching Cards
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American Express
American Express Gold Credit Card
Best for: People willing to verify the source details directly before deciding.
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Fuel: 1 reward point on every ₹50 spent on fuel. 0% fee on fuel transactions of up to ₹5,000 at HPCL outlets. 1% fee on fuel transactions of more than...
24x7 Card Related Assistance. Emergency Card Replacement. No pre-set limit to spend. Note: No pre-set limit means users don’t have to worry about the...
High quality score (90) based on current website signals.
Fee details are incomplete or not clearly stated in the current dataset.
Get better prizes when you use a gold credit card. Earn rewards for regular purchases and bonus points for shopping only on Select by Finology.
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AU Small Finance Bank
AU Bank Altura Credit Card
Best for: People who want lower fees without removing stronger card features entirely.
Rs. 199
Rs. 199
Fuel: 1% fuel surcharge waiver for fuel transactions done between ₹400 and ₹5,000 across all fuel stations in the country.
Upon signing up for the AU Bank Altura Credit Card, you can enjoy a 5% cashback on your initial spending of ₹2,500 within the first 60 days.
High quality score (90) based on current website signals.
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Fuel: 1% fuel surcharge waiver for fuel transactions done between ₹400 and ₹5,000 across all fuel stations in the country.
Simplify your life with the AU Bank Altura Credit Card. Enjoy hassle-free features, lucrative benefits, and competitive fees and charges.
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Axis Bank
Axis Bank Atlas Credit Card
Best for: People who want lower fees without removing stronger card features entirely.
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Rs. 10
HDFC Infinia is for those who live a premium lifestyle and want maximum value from every spend. This card is not just a payment tool, but a statement...
Security features: The card has strong security measures, including fraud protection on unauthorised transactions and real-time updates via SMS or the...
High quality score (90) based on current website signals.
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HDFC Infinia is for those who live a premium lifestyle and want maximum value from every spend. This card is not just a payment tool, but a statement – of luxury and status.
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Club Vistara IDFC FIRST Bank Credit Card
Best for: Travelers who value lounge access as part of card selection.
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Recurring benefits on Annual fee payment Get 1 free Premium Economy Ticket Voucher Continued access to Club Vistara Silver Membership Enjoy 12 free go...
Frequent travellers.
High quality score (90) based on current website signals.
Fee details are incomplete or not clearly stated in the current dataset.
Recurring benefits on Annual fee payment Get 1 free Premium Economy Ticket Voucher Continued access to Club Vistara Silver Membership Enjoy 12 free golf lessons and 4 free rounds of golf every year
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SBI Card
Club Vistara SBI Credit Card
Best for: Travelers who value lounge access as part of card selection.
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Complimentary priority pass membership worth US $99. Ease of converting transactions above ₹ 2,500 into easy EMIs.
Indian residents above the age of 18
High quality score (90) based on current website signals.
Fee details are incomplete or not clearly stated in the current dataset.
Club Vistara SBI Credit Card is your key to luxury travel! Earn CV points, enjoy free flight upgrades & get exclusive lounge access. Apply today!
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ICICI Bank
ICICI Bank Emeralde Private Metal Credit Card
Best for: Travelers who value lounge access as part of card selection.
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Rs. 6,000
Security features: The ICICI Emeralde Private Metal Credit Card provides advanced security features, including fraud protection on unauthorised transa...
Customer support accessibility: You can call their 24/7 available customer care at 1800 1080 or request services using Online Assist.
High quality score (90) based on current website signals.
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For the first time in the history of ICICI Bank Credit Cards, the bank has introduced a rewarding super premium credit card named Emeralde Private Metal Credit Card. Essentially, ICICI Bank has taken feedback on the previously launched regular Emeralde Credit Card and addressed those shortcomings, such as the reward...
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SBI SimplySAVE Credit Card
Best for: People who prefer stronger source-backed confidence before deciding.
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Fuel: 1% fuel surcharge waiver on transactions between ₹500 and ₹3,000. Note: Maximum waiver up to ₹100 per statement cycle.
EMI: Converts all purchases of more than ₹2,500 into Easy EMI via Flexipay.
High quality score (90) based on current website signals.
Fee details are incomplete or not clearly stated in the current dataset.
Fuel: 1% fuel surcharge waiver on transactions between ₹500 and ₹3,000. Note: Maximum waiver up to ₹100 per statement cycle.
From SBI SimplySAVE Credit Card, earn 10X rewards on dining & movies, plus great savings on everyday shopping! Is this the best savings card for you?
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Standard Chartered
Standard Chartered Ultimate Credit Card
Best for: Travelers who value lounge access as part of card selection.
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EMI: Ease of converting transactions of ₹5,000 and above into smaller EMIs.
Standard Chartered Ultimate Credit Card benefits include various rewards and privileges
High quality score (90) based on current website signals.
Fee details are incomplete or not clearly stated in the current dataset.
EMI: Ease of converting transactions of ₹5,000 and above into smaller EMIs.
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ICICI Bank
Adani One ICICI Bank Platinum Credit Card
Best for: Travelers who value lounge access as part of card selection.
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Fuel: 1% fuel surcharge waiver on all fuel transactions of up to ₹4,000 at any fuel outlet.
reward type: Adani Reward Points
High quality score (80) based on current website signals.
This card has limited source coverage in the current dataset.
Fuel: 1% fuel surcharge waiver on all fuel transactions of up to ₹4,000 at any fuel outlet.
Adani One ICICI Bank Platinum Credit Card: 2 free domestic lounge accesses, 25% off BookMyShow, 3% rewards on Adani One purchases.
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ICICI Bank
Amazon Pay ICICI Bank Credit Card
Best for: People who want a no-fee card and a simpler starting point.
Rs. 0
Rs. 0
Whether you are a Prime member or occasional shopper – Amazon Pay ICICI card gives you the opportunity to save on every transaction, without any hassl...
Frequent shoppers and users who pay bills through credit cards.
High quality score (80) based on current website signals.
missing_rewards
1% surcharge waiver on fuel transactions of ₹400 to ₹4,000
Whether you are a Prime member or occasional shopper – Amazon Pay ICICI card gives you the opportunity to save on every transaction, without any hassle.
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AU Small Finance Bank
AU Bank LIT Credit Card
Best for: People who want a no-fee card and a simpler starting point.
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Rs. 0
Fuel: 1% fuel surcharge waiver on all transactions between ₹400 to ₹5,000.
reward rate: 0.25%
High quality score (80) based on current website signals.
missing_eligibility
Lifetime Free
The AU LIT Credit Card is a card that you can get for free for life. With this card, you can pick the benefits that suit your lifestyle & how you spend money.
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AU Small Finance Bank
AU Bank Zenith Credit Card
Best for: People who prefer stronger source-backed confidence before deciding.
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Fuel: 1% Fuel Surcharge Waiver for fuel transactions done across all fuel stations in the country (maximum ₹1,000 per statement cycle).
Earn 2,500 Bonus Reward Points on completing one retail transaction on your birthday.
High quality score (80) based on current website signals.
Fee details are incomplete or not clearly stated in the current dataset.
Fuel: 1% Fuel Surcharge Waiver for fuel transactions done across all fuel stations in the country (maximum ₹1,000 per statement cycle).
Fuel: 1% Fuel Surcharge Waiver for fuel transactions done across all fuel stations in the country (maximum ₹1,000 per statement cycle).
Verify Before Applying
Credit card fees, rewards, eligibility, offers, and terms can change. Verify final details with the issuer before applying.