AU Bank Altura Credit Card
Simplify your life with the AU Bank Altura Credit Card. Enjoy hassle-free features, lucrative benefits, and competitive fees and charges.
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AU Small Finance Bank
AU Bank Altura Credit Card
Top source-backed claims
Fuel: 1% fuel surcharge waiver for fuel transactions done between ₹400 and ₹5,000 across all fuel stations in the country.
Upon signing up for the AU Bank Altura Credit Card, you can enjoy a 5% cashback on your initial spending of ₹2,500 within the first 60 days.
The card offers attractive cashback rates on various spending categories.
Fees and waiver
Fuel: 1% fuel surcharge waiver for fuel transactions done between ₹400 and ₹5,000 across all fuel stations in the country.
Verify before applying
Check issuer terms for exclusions, caps, and updated eligibility before using any benefit claim.
Trust Snapshot
Source count: 2 · Review status: Reviewed · Last dataset refresh: 2 Jul 2026
Quick Decision Summary
This summary is generated from the current website fields to help you interpret the card faster.
What stands out
• High quality score (90) based on current website signals.
• Relatively low annual fee compared with premium-fee cards.
• Includes lounge-related benefits in the current card record.
• Has richer rewards and benefits detail than sparse card records.
Good fit if you want
• People who want lower fees without removing stronger card features entirely.
• Travelers who value lounge access as part of card selection.
• Users comparing cashback or rewards-heavy cards.
Tradeoffs to verify
• missing_rewards
Application links do not guarantee approval. Affiliate links are labeled, and issuer terms should be verified before applying.
Fees & Key Facts
Joining fee: Rs. 199
Annual fee: Rs. 199
Quality score: 90 (High)
Sources used: 2
5% Cashback on a minimum ₹2500 retail spends done within the first 60 days of card setup.; Cashback; Regular; Visa
Eligibility & Documentation
Primary cardholder between the age of 21 years and 60 years.; Add-on cardholder should be over 18 years.; Resident: Indian.
Documents required
• Proof of Identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other governme...
• Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account State...
• Proof of Income: Latest one or two salary slips (not more than three months old), latest Form 16, and the last 3 months’ bank statement.
Rewards
• 2% Cashback on all retail spends done at grocery stores, departmental stores and utility bill payments. 1% Cashback on all other retail spends. Basic Cashback Rate: 1% to 2%.
Benefits
• Fuel: 1% fuel surcharge waiver for fuel transactions done between ₹400 and ₹5,000 across all fuel stations in the country.
• Upon signing up for the AU Bank Altura Credit Card, you can enjoy a 5% cashback on your initial spending of ₹2,500 within the first 60 days.
• The card offers attractive cashback rates on various spending categories.
• If you frequently use your card for fuel purchases, the AU Bank Altura Credit Card offers a 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000.
• To further enhance your savings, the card provides an additional ₹50 cashback for spending ₹10,000 in every statement cycle.
• Travellers can enjoy complimentary railway lounge access with the AU Bank Altura Credit Card.
• Large purchases become more manageable with the card’s EMI benefits.
• The AU Bank Altura Credit Card offers robust insurance benefits, including card liability cover and protection against frauds like skimming, online fraud, and card counterfeiting.
Features
• The AU Bank Altura Credit Card is an excellent choice for those who frequently spend on groceries, utility bills, and fuel.
Lounge Access
• 2 free railway lounge access per calendar quarter, using Visa Card at railway stations.
Insurance
Not available
Pros
Not available
Cons
• Maximum cashback can only be of ₹50 per statement cycle. No entertainment benefits offered.
Source Links
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Useful for comparison, but the current dataset does not show a standout signal yet.
This card has limited source coverage in the current dataset.
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