AU LIT Credit Card: A Lifetime Free, Customizable Card
The AU LIT (Live It Today) Credit Card by AU Small Finance Bank is India’s first customisable credit card, allowing cardholders to select and change features according to their lifestyle. This lifetime free credit card offers accelerated rewards on online and offline spending, bonus cashback, lounge access benefits...
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AU Small Finance Bank
AU LIT Credit Card: A Lifetime Free, Customizable Card
Top source-backed claims
1% (1 Reward Point per Rs. 100) on all retail spends.
Up to 10X reward points on online and offline spending depending on the selected feature.
Redemption Value
Fees and waiver
Ranges from Rs. 49 to Rs. 499 depending on the chosen benefits.
Verify before applying
Check issuer terms for exclusions, caps, and updated eligibility before using any benefit claim.
Trust Snapshot
Source count: 1 · Review status: Reviewed · Last dataset refresh: 2 Jul 2026
Quick Decision Summary
This summary is generated from the current website fields to help you interpret the card faster.
What stands out
• Useful for comparison, but the current dataset does not show a standout signal yet.
Good fit if you want
• People willing to verify the source details directly before deciding.
Tradeoffs to verify
• This card has limited source coverage in the current dataset.
• Fee details are incomplete or not clearly stated in the current dataset.
• missing_eligibility
Application links do not guarantee approval. Affiliate links are labeled, and issuer terms should be verified before applying.
Fees & Key Facts
Joining fee: Not specified
Annual fee: Not specified
Quality score: 60 (Medium)
Sources used: 1
Ranges from Rs. 49 to Rs. 499 depending on the chosen benefits.
Eligibility & Documentation
Not specified
Documents required
Not available
Rewards
• 1% (1 Reward Point per Rs. 100) on all retail spends.
• Up to 10X reward points on online and offline spending depending on the selected feature.
• Redemption Value
• A low base reward rate of 0.25%
Benefits
Not available
Features
Not available
Lounge Access
Not available
Insurance
Not available
Pros
Not available
Cons
• The AU LIT Credit Card is ideal for individuals looking for a customizable credit card that can be tailored to their lifestyle and spending habits.
• You want customizable features.
• You seek additional cashback and rewards on your spending.
• You want benefits on everyday expenses like groceries, dining, etc.
• You frequently pay utility bills through your credit card.
• You prefer a straightforward fee structure without quarterly charges.
Related Cards from AU Small Finance Bank
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missing_rewards
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reward rate: 0.25%
High quality score (80) based on current website signals.
missing_eligibility
Lifetime Free
The AU LIT Credit Card is a card that you can get for free for life. With this card, you can pick the benefits that suit your lifestyle & how you spend money.
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Fuel: 1% Fuel Surcharge Waiver for fuel transactions done across all fuel stations in the country (maximum ₹1,000 per statement cycle).
Earn 2,500 Bonus Reward Points on completing one retail transaction on your birthday.
High quality score (80) based on current website signals.
Fee details are incomplete or not clearly stated in the current dataset.
Fuel: 1% Fuel Surcharge Waiver for fuel transactions done across all fuel stations in the country (maximum ₹1,000 per statement cycle).
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