Standard Chartered Ultimate Credit Card
EMI: Ease of converting transactions of ₹5,000 and above into smaller EMIs.
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Standard Chartered
Standard Chartered Ultimate Credit Card
Top source-backed claims
EMI: Ease of converting transactions of ₹5,000 and above into smaller EMIs.
Standard Chartered Ultimate Credit Card benefits include various rewards and privileges
Standard Chartered Ultimate Credit Card offers reward points and cashback on purchases
Fees and waiver
Fee details available on Standard Chartered website
Verify before applying
Check issuer terms for exclusions, caps, and updated eligibility before using any benefit claim.
Trust Snapshot
Source count: 2 · Review status: Reviewed · Last dataset refresh: 2 Jul 2026
Quick Decision Summary
This summary is generated from the current website fields to help you interpret the card faster.
What stands out
• High quality score (90) based on current website signals.
• Includes lounge-related benefits in the current card record.
Good fit if you want
• Travelers who value lounge access as part of card selection.
Tradeoffs to verify
• Fee details are incomplete or not clearly stated in the current dataset.
• missing_fees
• missing_rewards
Application links do not guarantee approval. Affiliate links are labeled, and issuer terms should be verified before applying.
Fees & Key Facts
Joining fee: Not specified
Annual fee: Not specified
Quality score: 90 (High)
Sources used: 2
Fee details available on Standard Chartered website
Eligibility & Documentation
Age: 21 to 65 years; Occupation: Salaried or Self Employed; Income: Applicants should have a stable monthly income.
Documents required
• Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other governme...
• Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account State...
• Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.
Rewards
• Standard Chartered Ultimate Credit Card offers reward points and cashback on purchases
Benefits
• EMI: Ease of converting transactions of ₹5,000 and above into smaller EMIs.
• Standard Chartered Ultimate Credit Card benefits include various rewards and privileges
Features
Not available
Lounge Access
• Access to 1,000 airport lounges all over the world.
Insurance
Not available
Pros
Not available
Cons
• Users don’t get fuel surcharge waivers. The card doesn’t offer any concierge services. Reward Redemption fee of ₹99 is levied.
Source Links
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Fuel: 1% waiver on fuel surcharge at authorized Indian Oil outlets on transactions above ₹100.
rewards: Get 1 reward point for spending ₹125 And 10 reward points for spending ₹125 in department stores.
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Standard Chartered Digi Smart Credit Card
Best for: People willing to verify the source details directly before deciding.
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EMI: Avail the EMI facility on transactions above ₹2,000, which can be accessed through the internet or mobile banking.
The contactless payment feature allows for quick and convenient transactions.
Useful for comparison, but the current dataset does not show a standout signal yet.
This card has limited source coverage in the current dataset.
Find out the benefits of standard chartered digi smart card this card offers cashback on online and mobile transactions, access to exclusive discounts on dining, travel, and entertainment. Apply today to know more!