ICICI Bank Emeralde Private Metal Credit Card
For the first time in the history of ICICI Bank Credit Cards, the bank has introduced a rewarding super premium credit card named Emeralde Private Metal Credit Card. Essentially, ICICI Bank has taken feedback on the previously launched regular Emeralde Credit Card and addressed those shortcomings, such as the reward...
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ICICI Bank
ICICI Bank Emeralde Private Metal Credit Card
Top source-backed claims
Security features: The ICICI Emeralde Private Metal Credit Card provides advanced security features, including fraud protection on unauthorised transa...
Customer support accessibility: You can call their 24/7 available customer care at 1800 1080 or request services using Online Assist.
Ideal for high-income individuals.
Fees and waiver
Additional perks and benefits: Besides those mentioned above, Emeralde Private Metal Credit Card offers complimentary Taj Epicure Membership, EaseMyTrip vouchers worth ₹6,000 on annual spends of ₹4 lakhs and ₹8 lakhs, EazyDiner Prime Membership offering up to 50% discounts at 3,000+ restaurants in India and Dubai, and...
Verify before applying
Check issuer terms for exclusions, caps, and updated eligibility before using any benefit claim.
Trust Snapshot
Source count: 4 · Review status: Reviewed · Last dataset refresh: 2 Jul 2026
Quick Decision Summary
This summary is generated from the current website fields to help you interpret the card faster.
What stands out
• High quality score (90) based on current website signals.
• Includes lounge-related benefits in the current card record.
• Backed by 4 sources in the current dataset.
• Has richer rewards and benefits detail than sparse card records.
Good fit if you want
• Travelers who value lounge access as part of card selection.
• People who prefer stronger source-backed confidence before deciding.
• Users comparing cashback or rewards-heavy cards.
Tradeoffs to verify
• missing_rewards
• missing_eligibility
• empty_description
• missing_fees
Application links do not guarantee approval. Affiliate links are labeled, and issuer terms should be verified before applying.
Fees & Key Facts
Joining fee: Not specified
Annual fee: Rs. 6,000
Quality score: 90 (High)
Sources used: 4
Additional perks and benefits: Besides those mentioned above, Emeralde Private Metal Credit Card offers complimentary Taj Epicure Membership, EaseMyTrip vouchers worth ₹6,000 on annual spends of ₹4 lakhs and ₹8 lakhs, EazyDiner Prime Membership offering up to 50% discounts at 3,000+ restaurants in India and Dubai, and...
Eligibility & Documentation
For Fresh Applications: Invite Only as per Bank; For Upgrade, Credit Limit on Existing ICICI Bank Credit Card: ~10 Lakhs; Ideally, such invite-only cards are issued to existing customers with a good relationship with the bank. However, the bank may change its requirements from time to time.; For fresh applications, ICICI Bank may not issue the card easily. However, if you have other bank cards with a credit limit of...
Documents required
Not available
Rewards
• Redemption Fee: Nil
• Tax, Fuel & Rent payments are excluded for Reward Points
• 1% fee on Rent Payments
• All capping are set as per Statement Cycle
• You get to enjoy 3% reward rate on most of the spends and those that have limits are quite sensible.
• We’ll have to thank the one who designed this reward system limits because this is probably one of the few cards in the industry that follows the common sense on max caps.
• It’s sheer stupidity of some banks to just keep on adding MCC’s every other quarter to exclusion list, instead, setting such decent caps is a good move as most regular spenders wont be affected this way.
• EaseMYTrip Voucher can be used for Flights Only as per t&c
Benefits
• Security features: The ICICI Emeralde Private Metal Credit Card provides advanced security features, including fraud protection on unauthorised transactions, real-time alerts for every transaction and the option to block...
• Customer support accessibility: You can call their 24/7 available customer care at 1800 1080 or request services using Online Assist.
• Ideal for high-income individuals.
Features
• Complimentary Games/Lessons: Unlimited
• Coverage: 20 Domestic Golf Courses & 90 International Golf Courses
• It’s rare to find Credit Cards with access to international golf courses, so it’s good to see that with a coverage of 90 International Golf Courses.
• However, remember that only 1 booking can be held at any point in time. So, practically it’s not unlimited, that’s fine though.
• Cash Advance Fee: Nil
• Late payment Fee: Nil
• Over-limit Fee: Nil
• Bookmyshow: Buy one ticket and get up to 750 off on the second ticket on movies/sport events/theatre/concert tickets, twice per month
Lounge Access
• The Domestic & International airport Lounge access benefit is not only for the primary cardholder but also extends to all Add-on cardmembers as well.
• One amazing advantage of ICICI Emeralde Private Metal Credit Card is that it gives access to the VIP section of 080 lounge at Bangalore Airport.
• The Emeralde Private Metal Credit Card is offered by ICICI Bank as a premium card for Indians who value luxury, convenience, and rewards.
• Airport lounge access: Complimentary Priority Pass membership for both primary and supplementary cardholders, providing access to 1,300+ lounges globally and at select Indian airports.
Insurance
Not available
Pros
Not available
Cons
Not available
Source Links
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