IDFC First Bank
05 Curated Output

Club Vistara IDFC FIRST Bank Credit Card

Recurring benefits on Annual fee payment Get 1 free Premium Economy Ticket Voucher Continued access to Club Vistara Silver Membership Enjoy 12 free golf lessons and 4 free rounds of golf every year

Fees
Waiver
Rewards
Lounge
Fuel
Eligibility
Documents
image of Club Vistara IDFC FIRST Bank
Fee: Unknown
High · 90
Sources: 2
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Top source-backed claims

Recurring benefits on Annual fee payment Get 1 free Premium Economy Ticket Voucher Continued access to Club Vistara Silver Membership Enjoy 12 free go...

Frequent travellers.

rewards: 6 CV Point per ₹200 spent, 10 CV Points on dining spends on your Birthday, 1 CV Point on fuel

Fees and waiver

₹4,999 plus taxes

Verify before applying

Check issuer terms for exclusions, caps, and updated eligibility before using any benefit claim.

Trust Snapshot

Source count: 2 · Review status: Reviewed · Last dataset refresh: 2 Jul 2026

Quick Decision Summary

This summary is generated from the current website fields to help you interpret the card faster.

Inferred / Editorial

What stands out

High quality score (90) based on current website signals.

Includes lounge-related benefits in the current card record.

Good fit if you want

Travelers who value lounge access as part of card selection.

Tradeoffs to verify

Fee details are incomplete or not clearly stated in the current dataset.

empty_description

missing_fees

missing_rewards

No approval guarantee
Verify issuer terms

Application links do not guarantee approval. Affiliate links are labeled, and issuer terms should be verified before applying.

Verify issuer/source termsThis verification link is not marked as an affiliate or sponsored link.
Fees & Key Facts

Joining fee: Not specified

Annual fee: Not specified

Quality score: 90 (High)

Sources used: 2


₹4,999 plus taxes

Eligibility & Documentation

Age: You must be at least 21 years old to apply for the card.; Income: You must have a minimum annual income of ₹3 lakhs to be eligible for the card.; Credit score: You must have a good credit score to be eligible for the card.


Documents required

  • • Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other governme...

  • • Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account State...

  • • Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.

Rewards
  • • rewards: 6 CV Point per ₹200 spent, 10 CV Points on dining spends on your Birthday, 1 CV Point on fuel

Benefits
  • • Recurring benefits on Annual fee payment Get 1 free Premium Economy Ticket Voucher Continued access to Club Vistara Silver Membership Enjoy 12 free golf lessons and 4 free rounds of golf every year

  • • Frequent travellers.

Hidden Catches
Check these conditions before applying

These are derived from source text and should be verified with the issuer before you rely on a benefit.

Fuel waiver limit
Verify

rewards: 6 CV Point per ₹200 spent, 10 CV Points on dining spends on your Birthday, 1 CV Point on fuel

Lounge access limit
Verify

12 free visits to domestic airport lounges and spas per year. 1 free visit to international airport lounge per quarter.

Features

Not available

Lounge Access
  • • 12 free visits to domestic airport lounges and spas per year. 1 free visit to international airport lounge per quarter.

Insurance

Not available

Pros
  • • High earning rate on all eligible spends.

Cons
  • • No fuel surcharge waiver. No reward points for cash withdrawal or EMI transactions. High annual fee.

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Decision summary: Inferred
Business Multiplier Credit Card

Best for: People who want lower fees without removing stronger card features entirely.

Fees
Rewards
Forex
Joining

Rs. 1,000

Annual

Rs. 1,000

Fee: ₹1,000
Medium · 60
Top source signals

Official listing reward highlights: Rewards.

Official listing highlights: Zero forex, Rewards, Metal card.

Standout

Relatively low annual fee compared with premium-fee cards.

Watch out

This card has limited source coverage in the current dataset.

Business Multiplier Credit Card is listed by IDFC FIRST Bank with: Business Multiplier Credit Card Zero Forex Metal Card 10X Rewards.

Sources: 1
02_data

Image not sourced yet

IDFC First Bank

IDFC First Bank
Decision summary: Inferred
FIRST Business Credit Card

Best for: People who want lower fees without removing stronger card features entirely.

Fees
Rewards
Forex
UPI / RuPay
Joining

Rs. 499

Annual

Rs. 999

Fee: ₹999
Medium · 60
Top source signals

Official listing reward highlights: Rewards.

Official listing highlights: UPI-ready, Rewards.

Standout

Relatively low annual fee compared with premium-fee cards.

Watch out

This card has limited source coverage in the current dataset.

FIRST Business Credit Card is listed by IDFC FIRST Bank with: FIRST Business UPI Rewards 1.99 Forex.

Sources: 1
02_data

Image not sourced yet

IDFC First Bank

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Decision summary: Inferred
FIRST EARN Credit Card

Best for: People who want lower fees without removing stronger card features entirely.

Fees
Cashback
Rewards
Joining

Rs. 0

Annual

Rs. 499

Fee: ₹499
Medium · 60
Top source signals

Official listing reward highlights: Cashback.

Official listing highlights: Cashback, FD-backed.

Standout

Relatively low annual fee compared with premium-fee cards.

Watch out

This card has limited source coverage in the current dataset.

FIRST EARN Credit Card is listed by IDFC FIRST Bank with: FIRST EARN Virtual FD-Backed 1% Cashback.

Sources: 1
02_data