IDFC First Bank
05 Curated Output

Business Multiplier Credit Card

Business Multiplier Credit Card is listed by IDFC FIRST Bank with: Business Multiplier Credit Card Zero Forex Metal Card 10X Rewards.

Fees
Rewards
Forex
​Complimentary RuPay Credit Card
Fee: ₹1,000
Medium · 60
Sources: 1
02_data

Top source-backed claims

Official listing reward highlights: Rewards.

Official listing highlights: Zero forex, Rewards, Metal card.

Fees and waiver

Joining Fee: Rs. 1,000; Annual Fee: Rs. 1,000

Verify before applying

Check issuer terms for exclusions, caps, and updated eligibility before using any benefit claim.

Trust Snapshot

Source count: 1 · Review status: Reviewed · Last dataset refresh: 2 Jul 2026

Quick Decision Summary

This summary is generated from the current website fields to help you interpret the card faster.

Inferred / Editorial

What stands out

Relatively low annual fee compared with premium-fee cards.

Good fit if you want

People who want lower fees without removing stronger card features entirely.

Tradeoffs to verify

This card has limited source coverage in the current dataset.

missing_eligibility

No approval guarantee
Verify issuer terms

Application links do not guarantee approval. Affiliate links are labeled, and issuer terms should be verified before applying.

Verify issuer/source termsThis verification link is not marked as an affiliate or sponsored link.
Fees & Key Facts

Joining fee: Rs. 1,000

Annual fee: Rs. 1,000

Quality score: 60 (Medium)

Sources used: 1


Joining Fee: Rs. 1,000; Annual Fee: Rs. 1,000

Eligibility & Documentation

Not specified


Documents required

Not available

Rewards
  • • Official listing reward highlights: Rewards.

Benefits

Not available

Hidden Catches
Check these conditions before applying

These are derived from source text and should be verified with the issuer before you rely on a benefit.

Joining fee
Verify

Joining fee of Rs. 1,000 may apply before first-year benefits.

Forex markup
Verify

Official listing highlights: Zero forex, Rewards, Metal card.

Features
  • • Official listing highlights: Zero forex, Rewards, Metal card.

Lounge Access

Not available

Insurance

Not available

Pros

Not available

Cons

Not available

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Decision summary: Inferred
Club Vistara IDFC FIRST Bank Credit Card

Best for: Travelers who value lounge access as part of card selection.

Fees
Waiver
Rewards
Lounge
Fuel
Eligibility
Joining

Check source

Annual

Check source

Fee: Unknown
High · 90
Top source signals

Recurring benefits on Annual fee payment Get 1 free Premium Economy Ticket Voucher Continued access to Club Vistara Silver Membership Enjoy 12 free go...

Frequent travellers.

Standout

High quality score (90) based on current website signals.

Watch out

Fee details are incomplete or not clearly stated in the current dataset.

Recurring benefits on Annual fee payment Get 1 free Premium Economy Ticket Voucher Continued access to Club Vistara Silver Membership Enjoy 12 free golf lessons and 4 free rounds of golf every year

Sources: 2
02_data

Image not sourced yet

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Decision summary: Inferred
FIRST Business Credit Card

Best for: People who want lower fees without removing stronger card features entirely.

Fees
Rewards
Forex
UPI / RuPay
Joining

Rs. 499

Annual

Rs. 999

Fee: ₹999
Medium · 60
Top source signals

Official listing reward highlights: Rewards.

Official listing highlights: UPI-ready, Rewards.

Standout

Relatively low annual fee compared with premium-fee cards.

Watch out

This card has limited source coverage in the current dataset.

FIRST Business Credit Card is listed by IDFC FIRST Bank with: FIRST Business UPI Rewards 1.99 Forex.

Sources: 1
02_data

Image not sourced yet

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Decision summary: Inferred
FIRST EARN Credit Card

Best for: People who want lower fees without removing stronger card features entirely.

Fees
Cashback
Rewards
Joining

Rs. 0

Annual

Rs. 499

Fee: ₹499
Medium · 60
Top source signals

Official listing reward highlights: Cashback.

Official listing highlights: Cashback, FD-backed.

Standout

Relatively low annual fee compared with premium-fee cards.

Watch out

This card has limited source coverage in the current dataset.

FIRST EARN Credit Card is listed by IDFC FIRST Bank with: FIRST EARN Virtual FD-Backed 1% Cashback.

Sources: 1
02_data