Bank View
05 Curated Output

IDFC First Bank

14 cards indexed. Average quality score 68.9.

Cards: 14
Low-fee cards: 6
Lounge-enabled cards: 6
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​Complimentary RuPay Credit Card
IDFC First Bank
Decision summary: Inferred
Business Multiplier Credit Card

Best for: People who want lower fees without removing stronger card features entirely.

Fees
Rewards
Forex
Joining

Rs. 1,000

Annual

Rs. 1,000

Fee: ₹1,000
Medium · 60
Top source signals

Official listing reward highlights: Rewards.

Official listing highlights: Zero forex, Rewards, Metal card.

Standout

Relatively low annual fee compared with premium-fee cards.

Watch out

This card has limited source coverage in the current dataset.

Business Multiplier Credit Card is listed by IDFC FIRST Bank with: Business Multiplier Credit Card Zero Forex Metal Card 10X Rewards.

Sources: 1
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image of Club Vistara IDFC FIRST Bank
IDFC First Bank
Decision summary: Inferred
Club Vistara IDFC FIRST Bank Credit Card

Best for: Travelers who value lounge access as part of card selection.

Fees
Waiver
Rewards
Lounge
Fuel
Eligibility
Joining

Check source

Annual

Check source

Fee: Unknown
High · 90
Top source signals

Recurring benefits on Annual fee payment Get 1 free Premium Economy Ticket Voucher Continued access to Club Vistara Silver Membership Enjoy 12 free go...

Frequent travellers.

Standout

High quality score (90) based on current website signals.

Watch out

Fee details are incomplete or not clearly stated in the current dataset.

Recurring benefits on Annual fee payment Get 1 free Premium Economy Ticket Voucher Continued access to Club Vistara Silver Membership Enjoy 12 free golf lessons and 4 free rounds of golf every year

Sources: 2
02_data

Image not sourced yet

IDFC First Bank

IDFC First Bank
Decision summary: Inferred
FIRST Business Credit Card

Best for: People who want lower fees without removing stronger card features entirely.

Fees
Rewards
Forex
UPI / RuPay
Joining

Rs. 499

Annual

Rs. 999

Fee: ₹999
Medium · 60
Top source signals

Official listing reward highlights: Rewards.

Official listing highlights: UPI-ready, Rewards.

Standout

Relatively low annual fee compared with premium-fee cards.

Watch out

This card has limited source coverage in the current dataset.

FIRST Business Credit Card is listed by IDFC FIRST Bank with: FIRST Business UPI Rewards 1.99 Forex.

Sources: 1
02_data

Image not sourced yet

IDFC First Bank

IDFC First Bank
Decision summary: Inferred
FIRST EARN Credit Card

Best for: People who want lower fees without removing stronger card features entirely.

Fees
Cashback
Rewards
Joining

Rs. 0

Annual

Rs. 499

Fee: ₹499
Medium · 60
Top source signals

Official listing reward highlights: Cashback.

Official listing highlights: Cashback, FD-backed.

Standout

Relatively low annual fee compared with premium-fee cards.

Watch out

This card has limited source coverage in the current dataset.

FIRST EARN Credit Card is listed by IDFC FIRST Bank with: FIRST EARN Virtual FD-Backed 1% Cashback.

Sources: 1
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Image not sourced yet

IDFC First Bank

IDFC First Bank
Decision summary: Inferred
FIRST Power Credit Card

Best for: People willing to verify the source details directly before deciding.

Fees
Rewards
UPI / RuPay
Joining

Check source

Annual

Check source

Fee: Unknown
Medium · 60
Top source signals

Official listing reward highlights: Rewards.

Official listing highlights: UPI-ready, Rewards.

Standout

Useful for comparison, but the current dataset does not show a standout signal yet.

Watch out

This card has limited source coverage in the current dataset.

FIRST Power Credit Card is listed by IDFC FIRST Bank with: FIRST Power & Power+ Rewards UPI ₹199.

Sources: 1
02_data

Image not sourced yet

IDFC First Bank

IDFC First Bank
Decision summary: Inferred
FIRST Purchase Credit Card

Best for: People who want a no-fee card and a simpler starting point.

Fees
Waiver
Rewards
Joining

Rs. 0

Annual

Rs. 0

Fee: ₹0
Medium · 60
Top source signals

Official listing reward highlights: Rewards.

Official listing highlights: Rewards.

Standout

No annual fee signal detected from the current dataset.

Watch out

This card has limited source coverage in the current dataset.

Fee or waiver note

Annual fee: Nil (Lifetime Free); Joining fee: Nil (Lifetime Free)

FIRST Purchase Credit Card is listed by IDFC FIRST Bank with: FIRST Purchase Lifetime free​ Working capital needs Rewards.

Sources: 1
02_data

Image not sourced yet

IDFC First Bank

IDFC First Bank
Decision summary: Inferred
Hello Cashback Credit Card

Best for: People who want lower fees without removing stronger card features entirely.

Fees
Cashback
Rewards
UPI / RuPay
Joining

Rs. 1,000

Annual

Rs. 1,000

Fee: ₹1,000
Medium · 60
Top source signals

Official listing reward highlights: Cashback.

Official listing highlights: UPI-ready, Cashback.

Standout

Relatively low annual fee compared with premium-fee cards.

Watch out

This card has limited source coverage in the current dataset.

Hello Cashback Credit Card is listed by IDFC FIRST Bank with: Hello Cashback Cashback UPI-ready FD- Backed​.

Sources: 1
02_data

Image not sourced yet

IDFC First Bank

IDFC First Bank
Decision summary: Inferred
HPCL IDFC FIRST Power+ Credit Card

Best for: Travelers who value lounge access as part of card selection.

Welcome
Fees
Cashback
Rewards
Lounge
Fuel
Joining

Check source

Annual

Rs. 50,000

Fee: ₹50,000
High · 80
Top source signals

Fuel: 4% savings as Rewards on HPCL fuel & LPG expenses of up to ₹10,000 every month 1.5% savings as Payback Rewards through HP Pay App fueling up to...

If your monthly budget includes regular fuel, utility, and UPI spends, the HPCL IDFC FIRST Power Credit Card is a smart, low-fee option.

Standout

High quality score (80) based on current website signals.

Watch out

missing_rewards

Refuel your savings with the HPCL IDFC First Power Plus Credit Card. Get cashback, reward points, & discounts on fuel purchases at HPCL petrol pumps.

Sources: 3
02_data

Image not sourced yet

IDFC First Bank

IDFC First Bank
Decision summary: Inferred
IDFC FIRST Bank Mayura Credit Card

Best for: People who want lower fees without removing stronger card features entirely.

Welcome
Fees
Waiver
Rewards
Lounge
Fuel
Joining

Check source

Annual

Rs. 4

Fee: ₹4
High · 80
Top source signals

Points don’t expire

1 Reward Point = 0.25 INR (Regular) / 1 Reward Point = 0.50 INR (Travel)

Standout

High quality score (80) based on current website signals.

Watch out

missing_eligibility

Fee or waiver note

1% fuel surcharge waiver up to ₹300 in a statement cycle on fuel transactions valued between ₹200 and ₹5000

IDFC FIRST Bank launched the Mayura & Ashva Credit Cards about a year ago under the premium segment as paid variants. While they didn’t make much noise initially, recent upgrades like accelerated rewards and 2X point value have given life to the card.

Sources: 3
02_data

Image not sourced yet

IDFC First Bank

IDFC First Bank
Decision summary: Inferred
IDFC FIRST Bank Millennia Credit Card

Best for: People willing to verify the source details directly before deciding.

Fees
Waiver
Fuel
Insurance
Eligibility
Documents
Joining

Check source

Annual

Check source

Fee: Unknown
Medium · 70
Top source signals

Fuel: 1% fuel surcharge waiver at all fuel stations across India up to ₹200/month.

EMI: Convert transactions of ₹2500 or more into easy EMI.

Standout

Includes insurance or travel-protection style signals.

Watch out

This card has limited source coverage in the current dataset.

Fee or waiver note

Fuel: 1% fuel surcharge waiver at all fuel stations across India up to ₹200/month.

Fuel: 1% fuel surcharge waiver at all fuel stations across India up to ₹200/month.

Sources: 1
02_data

Image not sourced yet

IDFC First Bank

IDFC First Bank
Decision summary: Inferred
IDFC FIRST Bank Wealth Credit Card

Best for: Travelers who value lounge access as part of card selection.

Fees
Waiver
Lounge
Fuel
Forex
Insurance
Joining

Check source

Annual

Check source

Fee: Unknown
Medium · 70
Top source signals

Fuel: 1% fuel surcharge waiver at all fuel stations across India up to ₹400/month.

EMI: Convert transactions of ₹2,500 or more into easy EMI.

Standout

Includes lounge-related benefits in the current card record.

Watch out

This card has limited source coverage in the current dataset.

Fee or waiver note

Fuel: 1% fuel surcharge waiver at all fuel stations across India up to ₹400/month.

Fuel: 1% fuel surcharge waiver at all fuel stations across India up to ₹400/month.

Sources: 1
02_data
IDFC First Bank Wow credit card
IDFC First Bank
Decision summary: Inferred
IDFC FIRST Bank Wow Credit Card

Best for: People willing to verify the source details directly before deciding.

Waiver
Rewards
Fuel
Insurance
Eligibility
Documents
Joining

Check source

Annual

Check source

Fee: Unknown
Medium · 65
Top source signals

Fuel: 1% fuel surcharge waiver at all fuel stations across India, with a maximum benefit of ₹200/month.

EMI: Convert transactions above ₹2,500 into convenient EMI plans.

Standout

Includes insurance or travel-protection style signals.

Watch out

Fee details are incomplete or not clearly stated in the current dataset.

Fee or waiver note

Fuel: 1% fuel surcharge waiver at all fuel stations across India, with a maximum benefit of ₹200/month.

Fuel: 1% fuel surcharge waiver at all fuel stations across India, with a maximum benefit of ₹200/month.

Sources: 2
02_data

Image not sourced yet

IDFC First Bank

IDFC First Bank
Decision summary: Inferred
IDFC FIRST Private Credit Card

Best for: Travelers who value lounge access as part of card selection.

Welcome
Fees
Rewards
Lounge
Forex
Insurance
Joining

Check source

Annual

Check source

Fee: Unknown
Medium · 70
Top source signals

Suitable for: Affluent, high-net-worth customers who want to simplify their investment portfolio management.

Club ITC Culinaire Select and Accor Plus Explorer memberships

Standout

Includes lounge-related benefits in the current card record.

Watch out

This card has limited source coverage in the current dataset.

Another one of the premium credit cards in India is the metal invite-only IDFC First Private Credit Card. You get various kinds of reward points and benefits, including membership benefits.

Sources: 1
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IDFC FIRST SWYP Credit Card
IDFC First Bank
Decision summary: Inferred
IDFC FIRST SWYP Credit Card

Best for: Travelers who value lounge access as part of card selection.

Fees
Waiver
Cashback
Rewards
Lounge
Fuel
Joining

Check source

Annual

Check source

Fee: Unknown
High · 80
Top source signals

Fuel: Fuel surcharge waiver of 1% at all fuel stations across India, up to ₹200/month. Applicable only on transaction values between ₹200 & ₹5,000.

Save 25% on movie tickets (up to Rs 100) and more throughout the year at your favorite stores, including Domino's, EaseMyTrip, SUGAR Cosmetics, TATA C...

Standout

High quality score (80) based on current website signals.

Watch out

Fee details are incomplete or not clearly stated in the current dataset.

Fee or waiver note

Fuel: Fuel surcharge waiver of 1% at all fuel stations across India, up to ₹200/month. Applicable only on transaction values between ₹200 & ₹5,000.

IDFC FIRST Bank introduces a credit card with exclusive benefits for Gen Z including discounts on Dominos, flights, hotels, Zomato, and movie tickets.

Sources: 2
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