IDFC FIRST Bank Wealth Credit Card
Fuel: 1% fuel surcharge waiver at all fuel stations across India up to ₹400/month.
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IDFC First Bank
IDFC FIRST Bank Wealth Credit Card
Top source-backed claims
Fuel: 1% fuel surcharge waiver at all fuel stations across India up to ₹400/month.
EMI: Convert transactions of ₹2,500 or more into easy EMI.
Low Forex Markup charges at 1.5% on all International transactions.
Fees and waiver
Fuel: 1% fuel surcharge waiver at all fuel stations across India up to ₹400/month.
Verify before applying
Check issuer terms for exclusions, caps, and updated eligibility before using any benefit claim.
Trust Snapshot
Source count: 1 · Review status: Reviewed · Last dataset refresh: 2 Jul 2026
Quick Decision Summary
This summary is generated from the current website fields to help you interpret the card faster.
What stands out
• Includes lounge-related benefits in the current card record.
• Includes insurance or travel-protection style signals.
Good fit if you want
• Travelers who value lounge access as part of card selection.
Tradeoffs to verify
• This card has limited source coverage in the current dataset.
• Fee details are incomplete or not clearly stated in the current dataset.
• missing_rewards
Application links do not guarantee approval. Affiliate links are labeled, and issuer terms should be verified before applying.
Fees & Key Facts
Joining fee: Not specified
Annual fee: Not specified
Quality score: 70 (Medium)
Sources used: 1
NIL
Eligibility & Documentation
To be eligible for an IDFC FIRST Bank Credit Card, you must meet the following criteria:; Age: You should be at least 21 years old and not more than 65 years old.; Credit Score: You should have a good credit score. Most banks require a credit score of 750 or above to qualify for a credit card.; Income: Applicants should have a steady source of income to be eligible for a credit card.
Documents required
• Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other governme...
• Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account State...
• Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.
Rewards
Not available
Benefits
• Fuel: 1% fuel surcharge waiver at all fuel stations across India up to ₹400/month.
• EMI: Convert transactions of ₹2,500 or more into easy EMI.
• Low Forex Markup charges at 1.5% on all International transactions.
Features
Not available
Lounge Access
• 4 free access to the Domestic & International airport lounges every quarter. 4 free access to spas and railway lounges every quarter.
Insurance
• Air accident cover of ₹1 crore. Personal accident covers of ₹10 lakhs. Lost card liability covers of ₹50,000. Comprehensive Travel Insurance of $1,200. Note: Travel insurance is valid if there is at least one transaction...
Pros
• The card offers various Insurance covers.
Cons
• Partial loss & damage is not covered under the travel insurance.
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Official listing reward highlights: Rewards.
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This card has limited source coverage in the current dataset.
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Check source
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High quality score (90) based on current website signals.
Fee details are incomplete or not clearly stated in the current dataset.
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Best for: People who want lower fees without removing stronger card features entirely.
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Official listing reward highlights: Rewards.
Official listing highlights: UPI-ready, Rewards.
Relatively low annual fee compared with premium-fee cards.
This card has limited source coverage in the current dataset.
FIRST Business Credit Card is listed by IDFC FIRST Bank with: FIRST Business UPI Rewards 1.99 Forex.