IDFC FIRST Private Credit Card
Another one of the premium credit cards in India is the metal invite-only IDFC First Private Credit Card. You get various kinds of reward points and benefits, including membership benefits.
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IDFC First Bank
IDFC FIRST Private Credit Card
Top source-backed claims
Suitable for: Affluent, high-net-worth customers who want to simplify their investment portfolio management.
Club ITC Culinaire Select and Accor Plus Explorer memberships
Spend Rs.15 Lakh within the first 6 months and get a Taj Experiences Signature Dining Voucher
Fees and waiver
Rs.50,000 + Tax
Verify before applying
Check issuer terms for exclusions, caps, and updated eligibility before using any benefit claim.
Trust Snapshot
Source count: 1 · Review status: Reviewed · Last dataset refresh: 2 Jul 2026
Quick Decision Summary
This summary is generated from the current website fields to help you interpret the card faster.
What stands out
• Includes lounge-related benefits in the current card record.
• Has richer rewards and benefits detail than sparse card records.
Good fit if you want
• Travelers who value lounge access as part of card selection.
• Users comparing cashback or rewards-heavy cards.
Tradeoffs to verify
• This card has limited source coverage in the current dataset.
• Fee details are incomplete or not clearly stated in the current dataset.
• missing_eligibility
Application links do not guarantee approval. Affiliate links are labeled, and issuer terms should be verified before applying.
Fees & Key Facts
Joining fee: Not specified
Annual fee: Not specified
Quality score: 70 (Medium)
Sources used: 1
Rs.50,000 + Tax
Eligibility & Documentation
Not specified
Documents required
Not available
Rewards
• Welcome benefits of 1 Lakh reward points worth Rs.25,000
• 10X, 3X, and 1X reward points on monthly spends, rent/education-related payments, and insurance premium payments, respectively
• Want a Credit Card with High Limits & Rewards?
Benefits
• Suitable for: Affluent, high-net-worth customers who want to simplify their investment portfolio management.
• Club ITC Culinaire Select and Accor Plus Explorer memberships
• Spend Rs.15 Lakh within the first 6 months and get a Taj Experiences Signature Dining Voucher
• 0% forex markup and cash withdrawal
• Trip cancellation cover of up to Rs.50,000 twice a year on flight and hotel bookings
• Travel and air accident cover of up to Rs.1 Crore
• Discounts of up to Rs.1,500 every month on movie and event bookings
• Unlimited complimentary access to golf rounds and lessons
Features
• Club ITC Culinaire Select and Accor Plus Explorer memberships
• Welcome benefits of 1 Lakh reward points worth Rs.25,000
• Spend Rs.15 Lakh within the first 6 months and get a Taj Experiences Signature Dining Voucher
• 0% forex markup and cash withdrawal
• Unlimited complimentary domestic and international airport spa lounge visits for primary and add-on cardholders; visits limited to 4 in a year for accompanying guests
• Unlimited railway lounge access in India
• Trip cancellation cover of up to Rs.50,000 twice a year on flight and hotel bookings
• Travel and air accident cover of up to Rs.1 Crore
Lounge Access
• Unlimited complimentary domestic and international airport spa lounge visits for primary and add-on cardholders; visits limited to 4 in a year for accompanying guests
• Unlimited railway lounge access in India
Insurance
Not available
Pros
Not available
Cons
Not available
Related Cards from IDFC First Bank
Business Multiplier Credit Card
Best for: People who want lower fees without removing stronger card features entirely.
Rs. 1,000
Rs. 1,000
Official listing reward highlights: Rewards.
Official listing highlights: Zero forex, Rewards, Metal card.
Relatively low annual fee compared with premium-fee cards.
This card has limited source coverage in the current dataset.
Business Multiplier Credit Card is listed by IDFC FIRST Bank with: Business Multiplier Credit Card Zero Forex Metal Card 10X Rewards.
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Club Vistara IDFC FIRST Bank Credit Card
Best for: Travelers who value lounge access as part of card selection.
Check source
Check source
Recurring benefits on Annual fee payment Get 1 free Premium Economy Ticket Voucher Continued access to Club Vistara Silver Membership Enjoy 12 free go...
Frequent travellers.
High quality score (90) based on current website signals.
Fee details are incomplete or not clearly stated in the current dataset.
Recurring benefits on Annual fee payment Get 1 free Premium Economy Ticket Voucher Continued access to Club Vistara Silver Membership Enjoy 12 free golf lessons and 4 free rounds of golf every year
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IDFC First Bank
FIRST Business Credit Card
Best for: People who want lower fees without removing stronger card features entirely.
Rs. 499
Rs. 999
Official listing reward highlights: Rewards.
Official listing highlights: UPI-ready, Rewards.
Relatively low annual fee compared with premium-fee cards.
This card has limited source coverage in the current dataset.
FIRST Business Credit Card is listed by IDFC FIRST Bank with: FIRST Business UPI Rewards 1.99 Forex.