HPCL IDFC FIRST Power+ Credit Card
Refuel your savings with the HPCL IDFC First Power Plus Credit Card. Get cashback, reward points, & discounts on fuel purchases at HPCL petrol pumps.
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IDFC First Bank
HPCL IDFC FIRST Power+ Credit Card
Top source-backed claims
Fuel: 4% savings as Rewards on HPCL fuel & LPG expenses of up to ₹10,000 every month 1.5% savings as Payback Rewards through HP Pay App fueling up to...
If your monthly budget includes regular fuel, utility, and UPI spends, the HPCL IDFC FIRST Power Credit Card is a smart, low-fee option.
Individuals who commute daily or pay utility bills through credit cards.
Fees and waiver
Fuel Expenses; 0.5% to 5%; ₹500 cashback on 1st HPCL fuel transaction of ₹500 and above (within 30 days of card set up) 5% cashback up to ₹1,000 on your first EMI conversion within 30 days of card activation; Co-branded Credit Card
Verify before applying
Check issuer terms for exclusions, caps, and updated eligibility before using any benefit claim.
Trust Snapshot
Source count: 3 · Review status: Reviewed · Last dataset refresh: 2 Jul 2026
Quick Decision Summary
This summary is generated from the current website fields to help you interpret the card faster.
What stands out
• High quality score (80) based on current website signals.
• Includes lounge-related benefits in the current card record.
• Includes insurance or travel-protection style signals.
• Backed by 3 sources in the current dataset.
Good fit if you want
• Travelers who value lounge access as part of card selection.
• People who prefer stronger source-backed confidence before deciding.
• Users comparing cashback or rewards-heavy cards.
Tradeoffs to verify
• missing_rewards
• missing_eligibility
• missing_fees
Application links do not guarantee approval. Affiliate links are labeled, and issuer terms should be verified before applying.
Fees & Key Facts
Joining fee: Not specified
Annual fee: Rs. 50,000
Quality score: 80 (High)
Sources used: 3
Fuel Expenses; 0.5% to 5%; ₹500 cashback on 1st HPCL fuel transaction of ₹500 and above (within 30 days of card set up) 5% cashback up to ₹1,000 on your first EMI conversion within 30 days of card activation; Co-branded Credit Card
Eligibility & Documentation
Not specified
Documents required
• Proof of Identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other governme...
• Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account State...
• Proof of Income: Latest one or two salary slips (not more than 3 months old), Latest Form 16, and the Last 3 months’ bank statement.
Rewards
• 2X Reward Points on all other retail and UPI spends
• 15X Reward Points on fuel purchases at HPCL outlets (up to 5% value)
• 15X Reward Points on grocery, utility, and FASTag recharge (up to 2.5% value)
• 2X Reward Points on all other UPI and retail spends (up to 2.5% value)
• 1 Reward Point = ₹0.25 when redeemed
Benefits
• Fuel: 4% savings as Rewards on HPCL fuel & LPG expenses of up to ₹10,000 every month 1.5% savings as Payback Rewards through HP Pay App fueling up to ₹5,000 every month
• If your monthly budget includes regular fuel, utility, and UPI spends, the HPCL IDFC FIRST Power Credit Card is a smart, low-fee option.
• Individuals who commute daily or pay utility bills through credit cards.
Features
• Up to 5% savings on fuel at HPCL outlets
• 5% savings on grocery, utility bills, and IDFC FASTag recharges
• Complimentary Roadside Assistance up to 4 times a year (worth ₹1,399)
Lounge Access
• Free domestic airport lounge access, once every quarter, on minimum monthly spends of ₹20,000
Insurance
• Personal Accident Cover of ₹2,00,000 Lost Card Liability Cover of ₹25,000
Pros
Not available
Cons
• Spending limit to access domestic lounges has increased from ₹5,000 to ₹20,000.
Source Links
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