IDFC FIRST Bank Millennia Credit Card
Fuel: 1% fuel surcharge waiver at all fuel stations across India up to ₹200/month.
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IDFC First Bank
IDFC FIRST Bank Millennia Credit Card
Top source-backed claims
Fuel: 1% fuel surcharge waiver at all fuel stations across India up to ₹200/month.
EMI: Convert transactions of ₹2500 or more into easy EMI.
15% discount at health & wellness outlets.
Fees and waiver
Fuel: 1% fuel surcharge waiver at all fuel stations across India up to ₹200/month.
Verify before applying
Check issuer terms for exclusions, caps, and updated eligibility before using any benefit claim.
Trust Snapshot
Source count: 1 · Review status: Reviewed · Last dataset refresh: 2 Jul 2026
Quick Decision Summary
This summary is generated from the current website fields to help you interpret the card faster.
What stands out
• Includes insurance or travel-protection style signals.
Good fit if you want
• People willing to verify the source details directly before deciding.
Tradeoffs to verify
• This card has limited source coverage in the current dataset.
• Fee details are incomplete or not clearly stated in the current dataset.
• missing_rewards
Application links do not guarantee approval. Affiliate links are labeled, and issuer terms should be verified before applying.
Fees & Key Facts
Joining fee: Not specified
Annual fee: Not specified
Quality score: 70 (Medium)
Sources used: 1
Free
Eligibility & Documentation
To be eligible for an IDFC FIRST Bank Credit Card, you must meet the following criteria:; Age: You should be at least 21 years old and not more than 65 years old.; Credit Score: You should have a good credit score. Most banks require a credit score of 750 or above to qualify for a credit card.; Income: While there is no specified minimum salary requirement for IDFC FIRST Bank Credit Card, you will need to have a stab...
Documents required
• Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other governme...
• Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account State...
• Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.
Rewards
Not available
Benefits
• Fuel: 1% fuel surcharge waiver at all fuel stations across India up to ₹200/month.
• EMI: Convert transactions of ₹2500 or more into easy EMI.
• 15% discount at health & wellness outlets.
Features
Not available
Lounge Access
Not available
Insurance
• Personal accident covers of ₹2 lakhs. Lost card liability covers of ₹25,000. Note: Valid on doing at least one transaction using a card in the last 30 days.
Pros
• The card offers various Insurance covers.
Cons
• The zero-card liability does not cover any loss due to data breaching or server hacking.
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High quality score (90) based on current website signals.
Fee details are incomplete or not clearly stated in the current dataset.
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Official listing reward highlights: Rewards.
Official listing highlights: UPI-ready, Rewards.
Relatively low annual fee compared with premium-fee cards.
This card has limited source coverage in the current dataset.
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