SBI SimplySAVE Credit Card
From SBI SimplySAVE Credit Card, earn 10X rewards on dining & movies, plus great savings on everyday shopping! Is this the best savings card for you?
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Top source-backed claims
Fuel: 1% fuel surcharge waiver on transactions between ₹500 and ₹3,000. Note: Maximum waiver up to ₹100 per statement cycle.
EMI: Converts all purchases of more than ₹2,500 into Easy EMI via Flexipay.
Annual Fee: ₹499, waived off if you spend more than ₹1 Lakh in the previous year
Fees and waiver
Fuel: 1% fuel surcharge waiver on transactions between ₹500 and ₹3,000. Note: Maximum waiver up to ₹100 per statement cycle.
Verify before applying
Check issuer terms for exclusions, caps, and updated eligibility before using any benefit claim.
Trust Snapshot
Source count: 3 · Review status: Reviewed · Last dataset refresh: 2 Jul 2026
Quick Decision Summary
This summary is generated from the current website fields to help you interpret the card faster.
What stands out
• High quality score (90) based on current website signals.
• Backed by 3 sources in the current dataset.
• Has richer rewards and benefits detail than sparse card records.
Good fit if you want
• People who prefer stronger source-backed confidence before deciding.
• Users comparing cashback or rewards-heavy cards.
Tradeoffs to verify
• Fee details are incomplete or not clearly stated in the current dataset.
• missing_rewards
• missing_fees
• missing_eligibility
Application links do not guarantee approval. Affiliate links are labeled, and issuer terms should be verified before applying.
Fees & Key Facts
Joining fee: Not specified
Annual fee: Not specified
Quality score: 90 (High)
Sources used: 3
₹499
Eligibility & Documentation
Applicants must be at least 18 years of age and have a steady source of income to be eligible for a credit card.
Documents required
• Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other governme...
• Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account State...
• Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.
Rewards
• The SBI SimplySAVE Credit Card offers reward points for every purchase, wherein each reward point is equal to ₹0.25. Let’s read about this credit card’s offers
• Spend ₹2,000 or more in the first 60 days and receive 2,000 additional reward points
• Enjoy 10 reward points for every ₹150 spent on dining, movies, department stores, and groceries
Benefits
• Fuel: 1% fuel surcharge waiver on transactions between ₹500 and ₹3,000. Note: Maximum waiver up to ₹100 per statement cycle.
• EMI: Converts all purchases of more than ₹2,500 into Easy EMI via Flexipay.
• Annual Fee: ₹499, waived off if you spend more than ₹1 Lakh in the previous year
• Indian citizens below the age of 70
• The minimum age is 21 for salaried individuals and 25 for self-employed individuals.
• Add-on Card Joining & Annual Fee: Nil
• Get an annual membership fee reversal starting from the second year of your subscription.
• 1% fuel surcharge waiver up to ₹100 on transactions between ₹500 and ₹3,000
Features
• Indian citizens below the age of 70
• The minimum age is 21 for salaried individuals and 25 for self-employed individuals.
• Spend ₹2,000 or more in the first 60 days and receive 2,000 additional reward points
• Enjoy 10 reward points for every ₹150 spent on dining, movies, department stores, and groceries
• Get an annual membership fee reversal starting from the second year of your subscription.
• 1% fuel surcharge waiver up to ₹100 on transactions between ₹500 and ₹3,000
• Transfer the unpaid balance of other banks' credit cards to your SimplySAVE SBI Card, and get a cheaper interest rate and pay back in EMIs.
Lounge Access
Not available
Insurance
Not available
Pros
Not available
Cons
• No reward points on fuel transactions. No complimentary airport lounge access. Reward redemption requests are subject to a charge.
Source Links
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Free Fraud Liability cover of ₹1 Lakh.
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