Axis Bank Atlas Credit Card
HDFC Infinia is for those who live a premium lifestyle and want maximum value from every spend. This card is not just a payment tool, but a statement – of luxury and status.
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Axis Bank
Axis Bank Atlas Credit Card
Top source-backed claims
HDFC Infinia is for those who live a premium lifestyle and want maximum value from every spend. This card is not just a payment tool, but a statement...
Security features: The card has strong security measures, including fraud protection on unauthorised transactions and real-time updates via SMS or the...
Customer support accessibility: The Axis Bank ATLAS Credit Card offers 24/7 customer support for card-related queries.
Fees and waiver
₹5,000 plus taxes
Verify before applying
Check issuer terms for exclusions, caps, and updated eligibility before using any benefit claim.
Trust Snapshot
Source count: 5 · Review status: Reviewed · Last dataset refresh: 2 Jul 2026
Quick Decision Summary
This summary is generated from the current website fields to help you interpret the card faster.
What stands out
• High quality score (90) based on current website signals.
• Relatively low annual fee compared with premium-fee cards.
• Includes lounge-related benefits in the current card record.
• Backed by 5 sources in the current dataset.
Good fit if you want
• People who want lower fees without removing stronger card features entirely.
• Travelers who value lounge access as part of card selection.
• People who prefer stronger source-backed confidence before deciding.
• Users comparing cashback or rewards-heavy cards.
Tradeoffs to verify
• missing_rewards
• missing_eligibility
• missing_fees
• empty_description
Application links do not guarantee approval. Affiliate links are labeled, and issuer terms should be verified before applying.
Fees & Key Facts
Joining fee: Not specified
Annual fee: Rs. 10
Quality score: 90 (High)
Sources used: 5
₹5,000 plus taxes
Eligibility & Documentation
Age: 18 to 70 years.; Income Criteria: Salaried: Net Annual income of ₹9 lakh and above Self-Employed: Net annual income of ₹12 lakh & above; Salaried: Net Annual income of ₹9 lakh and above; Self-Employed: Net annual income of ₹12 lakh & above; Resident: Indian
Documents required
• Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other governme...
• Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account State...
• Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.
Rewards
• Axis Atlas is perfect for travellers who want to earn rewards from every flight booking, international trip or luxury travel.
• If you are looking for a card that is the perfect combination of luxury, travel and high-end rewards, then HDFC Infinia Metal Edition is the best option.
• 5 reward points on every ₹150 spent
• Points redemption value up to ₹1 per point on flights, hotels and premium products
• Points have no expiry
• Reward Points can be converted into flights, hotels, airmiles or statement credit
• 10X rewards on select transactions through SmartBuy
• Recommended read: How to Maximise Rewards with the Axis Bank ATLAS Card.
Benefits
• HDFC Infinia is for those who live a premium lifestyle and want maximum value from every spend. This card is not just a payment tool, but a statement – of luxury and status.
• Security features: The card has strong security measures, including fraud protection on unauthorised transactions and real-time updates via SMS or the Axis Bank Mobile App.
• Customer support accessibility: The Axis Bank ATLAS Credit Card offers 24/7 customer support for card-related queries.
• Additional perks and benefits include up to 25% discounts at over 10,000+ restaurants via EazyDiner and the Miles Transfer Program, which easily lets you transfer EDGE Miles to participating airline and hotel loyalty pro...
• Frequent travellers.
Features
• Complimentary lounge access at both domestic and international airports
• Silver, Gold and Platinum Tier Status available as per spending
• Miles System Earned EDGE Miles can be redeemed across multiple international airline partners.
• 5 EDGE Miles are earned for every ₹100 spent internationally
• 2 EDGE Miles are earned per ₹100 spent domestically
• Platinum Tier benefits are unlocked when you spend ₹7.5 lakh annually
• Up to 12 complimentary international lounge access per year via Priority Pass
• Comprehensive Travel Insurance which includes air accident cover and emergency hospitalization
Lounge Access
• Free 8 Domestic and 4 International lounge access for primary card holders and accompanying guests. List of lounges
• Airport lounge access: The card provides access for both primary cardholders and accompanying guests, which can be availed by generating a QR code via the Axis Bank Mobile App.
• Ease of usage abroad: The Axis Bank ATLAS Credit Card is globally accepted.
Insurance
Not available
Pros
• 24*7 concierge service. Free airport pickup service. Free domestic and international lounge access.
Cons
• EDGE Miles credited cannot be en-cashed.
Source Links
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missing_fees
Fuel: A 1% fuel surcharge is waived at all fuel stations throughout the nation. The maximum waiver amount is ₹500 per month. Valid on transactions bet...
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Best for: Travelers who value lounge access as part of card selection.
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High quality score (80) based on current website signals.
Fee details are incomplete or not clearly stated in the current dataset.
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Axis Bank Cashback Credit Card
Best for: Travelers who value lounge access as part of card selection.
Check source
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The cashback structure on this card feels unnecessarily complicated for an entry-level product.
Axis Bank markets it with the highlight of ‘7% cashback’, but in practice, the effective rate never really crosses 5.6% because of the way the system...
Includes lounge-related benefits in the current card record.
Fee details are incomplete or not clearly stated in the current dataset.
Axis Bank introduced its Cashback Credit Card last year as a direct replacement for the Citi Cashback Credit Card after Citi’s exit from the Indian credit card market. Initially, the Axis Cashback Card was offered exclusively to existing Citi Cashback Cardholders as a migration option.