Axis Bank Ace Credit Card
Fuel: A 1% fuel surcharge is waived at all fuel stations throughout the nation. The maximum waiver amount is ₹500 per month. Valid on transactions between ₹400 to ₹4000.
Top source-backed claims
Fuel: A 1% fuel surcharge is waived at all fuel stations throughout the nation. The maximum waiver amount is ₹500 per month. Valid on transactions bet...
EMI: Any transaction above ₹2500 on the Axis Bank Ace Credit Card can be converted into EMI easily.
Complimentary lounge access
Fees and waiver
Fuel: A 1% fuel surcharge is waived at all fuel stations throughout the nation. The maximum waiver amount is ₹500 per month. Valid on transactions bet...
Verify before applying
Check issuer terms for exclusions, caps, and updated eligibility before using any benefit claim.
Trust Snapshot
Source count: 5 · Review status: Reviewed · Last dataset refresh: 2 Jul 2026
Quick Decision Summary
This summary is generated from the current website fields to help you interpret the card faster.
What stands out
• Relatively low annual fee compared with premium-fee cards.
• Includes lounge-related benefits in the current card record.
• Backed by 5 sources in the current dataset.
• Has richer rewards and benefits detail than sparse card records.
Good fit if you want
• People who want lower fees without removing stronger card features entirely.
• Travelers who value lounge access as part of card selection.
• People who prefer stronger source-backed confidence before deciding.
• Users comparing cashback or rewards-heavy cards.
Tradeoffs to verify
• missing_fees
• noisy_features_dump
• missing_eligibility
• missing_rewards
Application links do not guarantee approval. Affiliate links are labeled, and issuer terms should be verified before applying.
Fees & Key Facts
Joining fee: Not specified
Annual fee: Rs. 500
Quality score: 65 (Medium)
Sources used: 5
Annual Fee: ₹500; 499; Yes
Eligibility & Documentation
Applicants must be at least 18 to 70 years of age and have a steady source of income to be eligible for a credit card.
Documents required
• Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other governme...
• Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account State...
• Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.
Rewards
• 5% cashback on bill payments via Google pay towards DTH, internet, electricity, gas, etc. 1.5% cashback on other spends.
• Cashback on all transactions*Complimentary lounge accessFuel surcharge waiverDining delights
• Cashback on all transactions*
• Features & BenefitsCashback on every spend*5% cashback* on Utility bill payments (electricity, internet, gas, and more) &DTH and mobile recharges on google payRead More Lounge accessEnjoy 4 complimentary lounge visits pe...
• Cashback on every spend*5% cashback* on Utility bill payments (electricity, internet, gas, and more) &DTH and mobile recharges on google payRead More Lounge accessEnjoy 4 complimentary lounge visits per calendar year at...
• Cashback on every spend*5% cashback* on Utility bill payments (electricity, internet, gas, and more) &DTH and mobile recharges on google payRead More
• 5% cashback* on Utility bill payments (electricity, internet, gas, and more) &DTH and mobile recharges on google pay
• Learning HubLook through our knowledge section for helpful blogs and articles.
Benefits
• Fuel: A 1% fuel surcharge is waived at all fuel stations throughout the nation. The maximum waiver amount is ₹500 per month. Valid on transactions between ₹400 to ₹4000.
• EMI: Any transaction above ₹2500 on the Axis Bank Ace Credit Card can be converted into EMI easily.
• Complimentary lounge access
• Lounge accessEnjoy 4 complimentary lounge visits per calendar year at select domestic airports with your ACE credit card.
• Fuel surcharge waiver1% fuel surcharge waiver on fuel purchases at all fuel stations across IndiaValid on transactions between ₹400 to ₹4000; Maximum benefit of up to ₹500 per statementRead More
• Valid on transactions between ₹400 to ₹4000; Maximum benefit of up to ₹500 per statement
• The Axis Bank ACE Credit Card offers cashback on every spend.
• Joining Fee: ₹499 (Nil for select channels, limited time offer)
Features
• Fuel surcharge waiver
• Dining delights
• 1% fuel surcharge waiver on fuel purchases at all fuel stations across India
• Convert purchases to EMINo matter how big your next credit card purchase, go right ahead.
• Your Axis Ace Credit Card awaits you!
• Digital Savings Account
• Savings Account
• Digital Salary Account
Lounge Access
• 4 complimentary access to domestic airport lounges on spending ₹50,000 in the previous 3 months
Insurance
Not available
Pros
• 5% cash back on Google Pay bill payments. 4 free domestic lounge visits every year. A discount of up to 20% on dining at over 4000+ restaurants.
Cons
Not available
Source Links
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Best for: Travelers who value lounge access as part of card selection.
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The cashback structure on this card feels unnecessarily complicated for an entry-level product.
Axis Bank markets it with the highlight of ‘7% cashback’, but in practice, the effective rate never really crosses 5.6% because of the way the system...
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Fee details are incomplete or not clearly stated in the current dataset.
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