HDFC Bank BizBlack Credit Card
While HDFC bank is well known for its Diners Black Credit Card due its popular Smartbuy 10X rewards program, now the bank has come up with a new business variant called HDFC Bank BizBlack Credit Card that mimics the regular diners black and targets small business owners.
Top source-backed claims
Amazon Pay Voucher is part of “business catalog” that can be redeemed via HDFC Netbanking at 1RP=0.70 INR but this may change anytime.
5X Reward Points applicable on minimum spends of Rs. 50,000 (all spends) in statement cycle
Max Cap on 5X rewards: 7,500 RP / Stmt Cycle (56,250 INR spend equivalent)
Fees and waiver
Foreign Currency Markup Fee: 2%+GST = 2.2%; Rewards: 3.3% + 1%; Net Gain: 4.3% – 2.2% = 2% (gain); Just like most other super premium credit cards, HDFC Diners BizBlack Credit Card also comes at a discounted forex markup fee of 2%.; And if you activate the Global Value Program you get 1% additional cashback thereby...
Verify before applying
Check issuer terms for exclusions, caps, and updated eligibility before using any benefit claim.
Trust Snapshot
Source count: 1 · Review status: Reviewed · Last dataset refresh: 2 Jul 2026
Quick Decision Summary
This summary is generated from the current website fields to help you interpret the card faster.
What stands out
• High quality score (80) based on current website signals.
• Includes lounge-related benefits in the current card record.
• Has richer rewards and benefits detail than sparse card records.
Good fit if you want
• Travelers who value lounge access as part of card selection.
• Users comparing cashback or rewards-heavy cards.
Tradeoffs to verify
• This card has limited source coverage in the current dataset.
• Fee details are incomplete or not clearly stated in the current dataset.
Application links do not guarantee approval. Affiliate links are labeled, and issuer terms should be verified before applying.
Fees & Key Facts
Joining fee: Not specified
Annual fee: Not specified
Quality score: 80 (High)
Sources used: 1
Foreign Currency Markup Fee: 2%+GST = 2.2%; Rewards: 3.3% + 1%; Net Gain: 4.3% – 2.2% = 2% (gain); Just like most other super premium credit cards, HDFC Diners BizBlack Credit Card also comes at a discounted forex markup fee of 2%.; And if you activate the Global Value Program you get 1% additional cashback thereby...
Eligibility & Documentation
For Fresh Applications: ITR >21 Lakhs p.a.; Credit Limit on Existing HDFC Bank Credit Card: >6 Lakhs; GST Returns, Bank stmts, etc
Documents required
Not available
Rewards
• Amazon Pay Voucher is part of “business catalog” that can be redeemed via HDFC Netbanking at 1RP=0.70 INR but this may change anytime.
• 5X Reward Points applicable on minimum spends of Rs. 50,000 (all spends) in statement cycle
• Max Cap on 5X rewards: 7,500 RP / Stmt Cycle (56,250 INR spend equivalent)
• Reward Points validity: 3 Years
• While the regular rewards for flight/hotel is pretty good for most, Amazon Pay Vouchers serves the need for those who’re not much into travel.
• As you might be aware, HDFC Bank runs this campaign for a short period once in a while where-in they allow other super premium cardholders too to redeem points at 70ps/point for Amazon Vouchers.
• 70% can be redeemed from points, 30% payable by card
• Insurance: 5000 RP / day
Benefits
Not available
Features
• Complimentary Games: 6 / Quarter
• Coverage: 20 Domestic Golf Courses & 140 International Golf Courses
• It’s rare to find Credit Cards with access to international golf courses, so it’s good to see that. However, unlike most other cards, lessons are not part of the offering.
Lounge Access
• Card must be active (every month) to be eligible for the lounge benefit
• The Domestic & International airport Lounge access benefit is not only for the primary cardholder but also extends to all Add-on cardmembers as well.
• Speaking of the add-on cards, the add-on card also bears the same number as on primary card, like most other HDFC Bank Credit cards.
Insurance
Not available
Pros
Not available
Cons
Not available
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Best for: People who want a no-fee card and a simpler starting point.
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No rewards on fuel, wallet, rent, gaming and Gov spends.
No annual fee signal detected from the current dataset.
This card has limited source coverage in the current dataset.
While it’s easy to grab First Year Free (FYF) offer on HDFC Bank’s Tata Neu Infinity Credit Card, getting Lifetime Free (LTF) offer is becoming harder...
The HDFC Bank Tata Neu Infinity Credit Card is a semi-premium, co‑branded credit card designed to maximise rewards through NeuCoins, a cashback‑equivalent rewards currency that works seamlessly across the Tata ecosystem.