SBI Card
05 Curated Output

SBI Elite Credit Card

Travel in style with the SBI Elite Credit Card! Earn reward points, get lounge access & enjoy premium perks on shopping, dining & entertainment.

Fees
Waiver
Rewards
Lounge
Fuel
Insurance
Eligibility

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SBI Card

SBI Elite Credit Card

Fee: ₹5,000
Medium · 65
Sources: 4
02_data

Top source-backed claims

Fuel: 1% fuel surcharge waiver, on every transaction between ₹500 and ₹4,000, at any petrol pump across the country.

EMI: Facility of transferring other bank credit card balances to their SBI Card and paying back in EMIs.

Security features: The card is equipped with advanced security, including Chip and PIN technology for protection against fraud and real-time fraud lia...

Fees and waiver

Fuel: 1% fuel surcharge waiver, on every transaction between ₹500 and ₹4,000, at any petrol pump across the country.

Verify before applying

Check issuer terms for exclusions, caps, and updated eligibility before using any benefit claim.

Trust Snapshot

Source count: 4 · Review status: Reviewed · Last dataset refresh: 2 Jul 2026

Quick Decision Summary

This summary is generated from the current website fields to help you interpret the card faster.

Inferred / Editorial

What stands out

Includes lounge-related benefits in the current card record.

Backed by 4 sources in the current dataset.

Has richer rewards and benefits detail than sparse card records.

Good fit if you want

Travelers who value lounge access as part of card selection.

People who prefer stronger source-backed confidence before deciding.

Users comparing cashback or rewards-heavy cards.

Tradeoffs to verify

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missing_eligibility

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No approval guarantee
Verify issuer terms

Application links do not guarantee approval. Affiliate links are labeled, and issuer terms should be verified before applying.

Verify issuer/source termsThis verification link is not marked as an affiliate or sponsored link.
Fees & Key Facts

Joining fee: Not specified

Annual fee: Rs. 5,000

Quality score: 65 (Medium)

Sources used: 4


₹4,999 + Applicable Taxes

Eligibility & Documentation

Age:18 to 70 years; Occupation: Salaried or Self Employed; Income: Salaried - ₹60,000 p.m., Self-Employed: ITR > ₹7.2 Lakhs p.a.


Documents required

  • • Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other governme...

  • • Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account State...

  • • Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.

Rewards
  • • Ease of usage abroad: The card is accepted at over 24 million outlets worldwide, including 3.25 lakh outlets in India.

Benefits
  • • Fuel: 1% fuel surcharge waiver, on every transaction between ₹500 and ₹4,000, at any petrol pump across the country.

  • • EMI: Facility of transferring other bank credit card balances to their SBI Card and paying back in EMIs.

  • • Security features: The card is equipped with advanced security, including Chip and PIN technology for protection against fraud and real-time fraud liability coverage for peace of mind.

  • • Customer support accessibility: The card offers round-the-clock support through its customer care numbers 1860 500 1290 and 1860 180 1290. Or you can mail it to [email protected].

Hidden Catches
Check these conditions before applying

These are derived from source text and should be verified with the issuer before you rely on a benefit.

Fuel waiver limit
Verify

Rewards on international transactions: Earn 5X Reward Points on dining, departmental stores, and grocery spending and earn 2 Reward Points per ₹100 spent on other transactions (excluding fuel).

Fuel waiver limit
Verify

Fuel: 1% fuel surcharge waiver, on every transaction between ₹500 and ₹4,000, at any petrol pump across the country.

Lounge access limit
Verify

Airport lounge access: With SBI Card ELITE, you get a complimentary Priority Pass membership with access to 1,000+ lounges worldwide, offering 6 complimentary visits per year (up to 2 visits per quarter).

Features
  • • Rewards on international transactions: Earn 5X Reward Points on dining, departmental stores, and grocery spending and earn 2 Reward Points per ₹100 spent on other transactions (excluding fuel).

  • • Complimentary travel insurance: The SBI Card ELITE provides robust travel insurance coverage, including Fraud Liability coverage of up to ₹1 lakh.

  • • Ease of usage abroad: The card is accepted at over 24 million outlets worldwide, including 3.25 lakh outlets in India.

  • • Security features: The card is equipped with advanced security, including Chip and PIN technology for protection against fraud and real-time fraud liability coverage for peace of mind.

  • • Customer support accessibility: The card offers round-the-clock support through its customer care numbers 1860 500 1290 and 1860 180 1290. Or you can mail it to [email protected].

  • • Additional perks and benefits: Additionally, get a ₹5,000 e-gift voucher from top brands like Yatra, Bata, or Shoppers Stop, complimentary movie tickets worth ₹6,000 annually (₹250 per ticket, two tickets per month), up...

  • • With effect from 15 July 2025, the complimentary Air Accident insurance coverage of ₹ 1 crore currently offered on your card will be discontinued.

  • • Mastercard/Visa/American Express Privileges Mastercard Enjoy 4 rounds of complimentary green fees access and up to 50% off on golf games along with 1 complimentary lesson per month at selected golf courses across India.

Lounge Access
  • • Airport lounge access: With SBI Card ELITE, you get a complimentary Priority Pass membership with access to 1,000+ lounges worldwide, offering 6 complimentary visits per year (up to 2 visits per quarter).

Insurance

Not available

Pros
  • • Accepted in more than 24 million outlets across the globe, with 3,25,000 outlets in India.

Cons
  • • A maximum of 2 visits per quarter are allowed to airport lounges.

Related Cards from SBI Card

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SBI Card

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Decision summary: Inferred
Air India SBI Signature Credit Card

Best for: Travelers who value lounge access as part of card selection.

Fees
Waiver
Rewards
Lounge
Fuel
Insurance
Joining

Check source

Annual

Check source

Fee: Unknown
Medium · 70
Top source signals

Fuel: 1% fuel surcharge waiver across all the petrol stations on transactions between ₹500 and ₹4,000. Note: Maximum surcharge waiver of ₹250 per stat...

EMI: The flexibility of converting transactions of ₹2,500 or more into easy EMIs.

Standout

Includes lounge-related benefits in the current card record.

Watch out

This card has limited source coverage in the current dataset.

Fee or waiver note

Fuel: 1% fuel surcharge waiver across all the petrol stations on transactions between ₹500 and ₹4,000. Note: Maximum surcharge waiver of ₹250 per stat...

Air India SBI Signature Credit Card is the perfect travel companion! Earn miles, enjoy priority privileges & access exclusive airport lounges. Apply today!

Sources: 1
02_data

Image not sourced yet

SBI Card

SBI Card
Decision summary: Inferred
BPCL SBI Credit Card

Best for: People willing to verify the source details directly before deciding.

Fees
Waiver
Rewards
Lounge
Fuel
Eligibility
Joining

Check source

Annual

Check source

Fee: Unknown
Medium · 70
Top source signals

Fuel: Earn 13 reward points on every ₹100 spent at BPCL outlets. 1% fuel surcharge waiver on transactions up to ₹4,000. Note: Maximum waiver up to ₹10...

EMI: Converts all purchases of more than ₹2,500 into Easy EMI via Flexipay.

Standout

Useful for comparison, but the current dataset does not show a standout signal yet.

Watch out

This card has limited source coverage in the current dataset.

Fee or waiver note

Fuel: Earn 13 reward points on every ₹100 spent at BPCL outlets. 1% fuel surcharge waiver on transactions up to ₹4,000. Note: Maximum waiver up to ₹10...

Fuel: Earn 13 reward points on every ₹100 spent at BPCL outlets. 1% fuel surcharge waiver on transactions up to ₹4,000. Note: Maximum waiver up to ₹100 per statement cycle.

Sources: 1
02_data

Image not sourced yet

SBI Card

SBI Card
Decision summary: Inferred
BPCL SBI Octane Credit Card

Best for: People willing to verify the source details directly before deciding.

Fees
Waiver
Rewards
Fuel
Insurance
Documents
Joining

Check source

Annual

Check source

Fee: Unknown
Medium · 70
Top source signals

Fuel: 7.25% value-back, i.e. 25X reward points on fuel purchases at BPCL petrol pumps. 1% Fuel surcharge waiver on every BPCL transaction up to ₹4000.

Free Fraud Liability cover of ₹1 Lakh.

Standout

Includes insurance or travel-protection style signals.

Watch out

Fee details are incomplete or not clearly stated in the current dataset.

Fee or waiver note

Fuel: 7.25% value-back, i.e. 25X reward points on fuel purchases at BPCL petrol pumps. 1% Fuel surcharge waiver on every BPCL transaction up to ₹4000.

Fuel: 7.25% value-back, i.e. 25X reward points on fuel purchases at BPCL petrol pumps. 1% Fuel surcharge waiver on every BPCL transaction up to ₹4000.

Sources: 2
02_data