Punjab National Bank
05 Curated Output

PNB Rupay Platinum Card

PNB Rupay Platinum Card Features Eligibility :Rs.2.50 Lacs p.a. Card Limit :Min. Rs.25,000/- Max. Rs.5,00,000/- Benefits Free interest Period :20-50 days Reward points :1 on Rs 100

Fees
Waiver
Rewards
UPI / RuPay
Eligibility

Image not sourced yet

Punjab National Bank

PNB Rupay Platinum Card

Fee: ₹0
Medium · 70
Sources: 1
02_data

Top source-backed claims

Free interest period: 20-50 days

Waiver on fee: Annual fee shall be waived in case the card is used at least once in each quarter in the preceding year

Reward points: 1 on Rs 100

Fees and waiver

Waiver on fee: Annual fee shall be waived in case the card is used at least once in each quarter in the preceding year

Verify before applying

Check issuer terms for exclusions, caps, and updated eligibility before using any benefit claim.

Trust Snapshot

Source count: 1 · Review status: Reviewed · Last dataset refresh: 2 Jul 2026

Quick Decision Summary

This summary is generated from the current website fields to help you interpret the card faster.

Inferred / Editorial

What stands out

No annual fee signal detected from the current dataset.

Good fit if you want

People who want a no-fee card and a simpler starting point.

Tradeoffs to verify

This card has limited source coverage in the current dataset.

No approval guarantee
Verify issuer terms

Application links do not guarantee approval. Affiliate links are labeled, and issuer terms should be verified before applying.

Verify issuer/source termsThis verification link is not marked as an affiliate or sponsored link.
Fees & Key Facts

Joining fee: Rs. 0

Annual fee: Rs. 0

Quality score: 70 (Medium)

Sources used: 1


Joining fee – Primary Card: NIL; Joining fee - Add-on cards: NIL; Renewal fees: NIL; Annual fees - Primary Card: Rs.500/-; Annual fees - Add on card: NIL

Eligibility & Documentation

Eligibility: Rs.2.50 Lacs p.a.


Documents required

Not available

Rewards
  • • Reward points: 1 on Rs 100

Benefits
  • • Free interest period: 20-50 days

  • • Waiver on fee: Annual fee shall be waived in case the card is used at least once in each quarter in the preceding year

Hidden Catches
Check these conditions before applying

These are derived from source text and should be verified with the issuer before you rely on a benefit.

No catch data available - verify all terms with issuer before applying.

Features
  • • Card Limit: Min. Rs.25,000/- Max. Rs.5,00,000/

  • • Cash Withdrawal Limit: 20% of the card limit

Lounge Access

Not available

Insurance

Not available

Pros

Not available

Cons

Not available

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Punjab National Bank

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Decision summary: Inferred
PNB Patanjali Rupay Platinum Card

Best for: People who want a no-fee card and a simpler starting point.

Fees
Rewards
UPI / RuPay
Eligibility
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Annual

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Top source signals

No annual fee signal detected from the current dataset.

Standout

No annual fee signal detected from the current dataset.

Watch out

This card has limited source coverage in the current dataset.

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Decision summary: Inferred
PNB Patanjali Rupay Select Card

Best for: People who want a no-fee card and a simpler starting point.

Fees
Rewards
UPI / RuPay
Eligibility
Joining

Rs. 500

Annual

Rs. 0

Fee: ₹0
Medium · 60
Top source signals

No annual fee signal detected from the current dataset.

Standout

No annual fee signal detected from the current dataset.

Watch out

This card has limited source coverage in the current dataset.

PNB Patanjali Rupay Select Card Features Minimum Joining Fees - Rs. 500/- Annual Fee – NIL ( If Card Is Used One In A Quarter) Benefits 300+ Reward Points On 1st Usage 300+ Merchant Offers

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Decision summary: Inferred
PNB Rakshak RuPay Platinum Card

Best for: People who want a no-fee card and a simpler starting point.

Fees
Rewards
UPI / RuPay
Eligibility
Joining

Rs. 0

Annual

Rs. 0

Fee: ₹0
Medium · 70
Top source signals

Free interest period: 20-50 days

Reward points: 1 on Rs 100

Standout

No annual fee signal detected from the current dataset.

Watch out

This card has limited source coverage in the current dataset.

PNB Rakshak RuPay Platinum Card Features Eligibility :Rs.2.50 Lacs p.a. Card Limit :Min. Rs.25,000/- Max. Rs.5,00,000/- Benefits Free interest Period :20-50 days Reward points :1 on Rs 100

Sources: 1
02_data