Kotak Royale Signature Credit Card
Fuel: Fuel Surcharge Waiver on all transactions between ₹500 and ₹3,000. Note: Maximum waiver allowed in an anniversary year is ₹3,500.
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Kotak Mahindra Bank
Kotak Royale Signature Credit Card
Top source-backed claims
Fuel: Fuel Surcharge Waiver on all transactions between ₹500 and ₹3,000. Note: Maximum waiver allowed in an anniversary year is ₹3,500.
2 Complimentary visits every quarter to “Dream Folks Lounges” in India.
Fees and waiver
Fuel: Fuel Surcharge Waiver on all transactions between ₹500 and ₹3,000. Note: Maximum waiver allowed in an anniversary year is ₹3,500.
Verify before applying
Check issuer terms for exclusions, caps, and updated eligibility before using any benefit claim.
Trust Snapshot
Source count: 1 · Review status: Reviewed · Last dataset refresh: 2 Jul 2026
Quick Decision Summary
This summary is generated from the current website fields to help you interpret the card faster.
What stands out
• Includes lounge-related benefits in the current card record.
Good fit if you want
• Travelers who value lounge access as part of card selection.
Tradeoffs to verify
• This card has limited source coverage in the current dataset.
• Fee details are incomplete or not clearly stated in the current dataset.
• missing_rewards
Application links do not guarantee approval. Affiliate links are labeled, and issuer terms should be verified before applying.
Fees & Key Facts
Joining fee: Not specified
Annual fee: Not specified
Quality score: 70 (Medium)
Sources used: 1
Nil; ₹999
Eligibility & Documentation
Age: 21 to 65 years; Occupation: Salaried or Self Employed; Income: Salaried: ₹2,00,000 p.m., Self-Employed: ITR > Rs.24 Lakhs p.a.
Documents required
• Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other governme...
• Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account State...
• Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.
Rewards
Not available
Benefits
• Fuel: Fuel Surcharge Waiver on all transactions between ₹500 and ₹3,000. Note: Maximum waiver allowed in an anniversary year is ₹3,500.
Features
Not available
Lounge Access
• 2 Complimentary visits every quarter to “Dream Folks Lounges” in India.
Insurance
Not available
Pros
Not available
Cons
• No welcome benefits are offered upon joining.
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