Punjab National Bank
05 Curated Output

PNB Rupay Card Rupay Luxura

PNB Rupay Card Rupay Luxura Min - Rs. 100000/- Max. - Rs. 1500000/-*

Welcome
Fees
Waiver
Rewards
Lounge
Fuel
Forex

Image not sourced yet

Punjab National Bank

PNB Rupay Card Rupay Luxura

Fee: Unknown
Medium · 70
Sources: 1
02_data

Top source-backed claims

Fuel surcharge waiver: Min. Rs.12.50 or 1% on single fuel transaction of amount greater than Rs.500 & less than Rs.4000/-. Maximum surcharge waiver up...

Lounge access: Complementary - Domestic 2 per quarter & International 4 per year

Forex markup: 2.50%

Fees and waiver

Fuel surcharge waiver: Min. Rs.12.50 or 1% on single fuel transaction of amount greater than Rs.500 & less than Rs.4000/-. Maximum surcharge waiver up...

Verify before applying

Check issuer terms for exclusions, caps, and updated eligibility before using any benefit claim.

Trust Snapshot

Source count: 1 · Review status: Reviewed · Last dataset refresh: 2 Jul 2026

Quick Decision Summary

This summary is generated from the current website fields to help you interpret the card faster.

Inferred / Editorial

What stands out

Has richer rewards and benefits detail than sparse card records.

Good fit if you want

Users comparing cashback or rewards-heavy cards.

Tradeoffs to verify

This card has limited source coverage in the current dataset.

Fee details are incomplete or not clearly stated in the current dataset.

No approval guarantee
Verify issuer terms

Application links do not guarantee approval. Affiliate links are labeled, and issuer terms should be verified before applying.

Verify issuer/source termsThis verification link is not marked as an affiliate or sponsored link.
Fees & Key Facts

Joining fee: Not specified

Annual fee: Not specified

Quality score: 70 (Medium)

Sources used: 1


Replacement Fee: Rs. 4000 + GST

Eligibility & Documentation

Eligibility: Age Criteria : 21-70 Years Educational Qualification : Literate Income Criteria : For Salaried - Gross monthly salary of 2,50,000/- and above. For Non salaried - Annual income of Rs. 30,00,000/- and above.


Documents required

Not available

Rewards
  • • Welcome benefits: 40,000 rewards point* on spend of Rs. 50k in 90 days

  • • Milestone benefits: 10,000 reward points on spend of 5 lacs annually.

  • • Reward multiplier: 3X Reward Point on travel & dining spends.

  • • Reward points: Earn 4 rewards points (Worth Rs. 1) for every Rs100/- spent.

Benefits
  • • Fuel surcharge waiver: Min. Rs.12.50 or 1% on single fuel transaction of amount greater than Rs.500 & less than Rs.4000/-. Maximum surcharge waiver up to Rs. 350/- within a billing cycle exclusive of

  • • Lounge access: Complementary - Domestic 2 per quarter & International 4 per year

  • • Forex markup: 2.50%

Hidden Catches
Check these conditions before applying

These are derived from source text and should be verified with the issuer before you rely on a benefit.

Milestone condition
Verify

Milestone benefits: 10,000 reward points on spend of 5 lacs annually.

Fuel waiver limit
Verify

Fuel surcharge waiver: Min. Rs.12.50 or 1% on single fuel transaction of amount greater than Rs.500 & less than Rs.4000/-. Maximum surcharge waiver up to Rs. 350/- within a billing cycle exclusive of

Forex markup
Verify

Forex markup: 2.50%

Features
  • • card_limit: Min - Rs. 100000/- Max. - Rs. 1500000/-*

Lounge Access

Not available

Insurance

Not available

Pros

Not available

Cons

Not available

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Standout

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02_data