CASHBACK SBI Card
SBI Cashback card with direct cashback on eligible online and offline spends.
Top source-backed claims
Cashback is credited to the SBI Card account after statement generation.
Useful for online shoppers who prefer direct cashback instead of reward-point redemption.
Cashback rate ranges from 1% to 5% on eligible spends.
Fees and waiver
Renewal fee reversal on annual spends of Rs. 2 lakh.
Verify before applying
Check issuer terms for exclusions, caps, and updated eligibility before using any benefit claim.
Trust Snapshot
Source count: 8 · Review status: Reviewed · Last dataset refresh: 2 Jul 2026
Quick Decision Summary
This summary is generated from the current website fields to help you interpret the card faster.
What stands out
• Relatively low annual fee compared with premium-fee cards.
• Backed by 8 sources in the current dataset.
• Has richer rewards and benefits detail than sparse card records.
Good fit if you want
• People who want lower fees without removing stronger card features entirely.
• People who prefer stronger source-backed confidence before deciding.
• Users comparing cashback or rewards-heavy cards.
Tradeoffs to verify
• suspicious_non_product_path
• noisy_features_dump
• missing_fees
• manual_launch_approved
Application links do not guarantee approval. Affiliate links are labeled, and issuer terms should be verified before applying.
Fees & Key Facts
Joining fee: Rs. 999
Annual fee: Rs. 999
Quality score: 60 (Medium)
Sources used: 8
Joining Fee: Rs. 999; Annual Fee: Rs. 999; Renewal fee reversed on annual spends of Rs. 2,00,000.
Eligibility & Documentation
Applicants are subject to SBI Card eligibility and credit policy. Salaried and self-employed users may apply if they meet age, income, and credit-profile requirements.
Documents required
Not available
Rewards
• Cashback rate ranges from 1% to 5% on eligible spends.
• Cashback cap is Rs. 5,000 per statement cycle.
Benefits
• Cashback is credited to the SBI Card account after statement generation.
• Useful for online shoppers who prefer direct cashback instead of reward-point redemption.
Features
• 5% cashback on eligible online spends.
• 1% cashback on eligible offline spends.
• Renewal fee reversal on annual spends of Rs. 2 lakh.
• 1% fuel surcharge waiver on eligible fuel transactions.
Lounge Access
Not available
Insurance
Not available
Pros
• Direct cashback without reward-point redemption.
Cons
• Cashback exclusions apply for categories such as fuel, rent, wallet loads, insurance, utilities, jewellery, and EMI transactions.
Source Links
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