Federal Bank Scapia Credit Card
Choose Federal Bank Scapia Credit Card for competitive rates, zero annual fees, and enticing offers. Ideal for everyday spending needs.
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Federal Bank
Federal Bank Scapia Credit Card
Top source-backed claims
Unlimited domestic lounge access on minimum spending of ₹5,000
Zero foreign transaction fee. Decent reward rate of 2% to 4%. Unlimited domestic lounge access. No capping on Scapia coins earned.
Fees and waiver
Travel; 2% to 4%; Co-branded credit card; Visa
Verify before applying
Check issuer terms for exclusions, caps, and updated eligibility before using any benefit claim.
Trust Snapshot
Source count: 1 · Review status: Reviewed · Last dataset refresh: 2 Jul 2026
Quick Decision Summary
This summary is generated from the current website fields to help you interpret the card faster.
What stands out
• Includes lounge-related benefits in the current card record.
Good fit if you want
• Travelers who value lounge access as part of card selection.
Tradeoffs to verify
• This card has limited source coverage in the current dataset.
• Fee details are incomplete or not clearly stated in the current dataset.
• missing_rewards
• missing_eligibility
Application links do not guarantee approval. Affiliate links are labeled, and issuer terms should be verified before applying.
Fees & Key Facts
Joining fee: Not specified
Annual fee: Not specified
Quality score: 60 (Medium)
Sources used: 1
Travel; 2% to 4%; Co-branded credit card; Visa
Eligibility & Documentation
Not specified
Documents required
• Proof of Identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other governme...
• Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account State...
• Proof of Income: Latest one or two salary slips (not more than 3 months old), Latest Form 16, and the Last 3 months’ bank statement.
Rewards
Not available
Benefits
Not available
Features
Not available
Lounge Access
• Unlimited domestic lounge access on minimum spending of ₹5,000
Insurance
Not available
Pros
• Zero foreign transaction fee. Decent reward rate of 2% to 4%. Unlimited domestic lounge access. No capping on Scapia coins earned.
Cons
• No welcome benefits offered. No Scapia coins on international transactions. Interest rates increased from 3.49% to 3.75% per month.
Related Cards from Federal Bank
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Federal Bank
Scapia Federal/BoB Credit Card
Best for: People who want a no-fee card and a simpler starting point.
Check source
Rs. 0
The reward structure is simple but distinct. You earn “Scapia Coins” on every transaction.
Base Rate: 10 Coins per ₹100 spent (Effective Value: 2%).
High quality score (80) based on current website signals.
This card has limited source coverage in the current dataset.
₹0 (Lifetime Free)
Looking for a Zero Forex card with zero annual fees? The Scapia Credit Card now issued by both Federal Bank and Bank of Baroda delivers exactly that.