HDFC Diners Club Black Credit Card
EMI: With the HDFC Bank Diners Club Black Credit Card, you can change your large purchases into smaller monthly payments after you buy them.
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Top source-backed claims
EMI: With the HDFC Bank Diners Club Black Credit Card, you can change your large purchases into smaller monthly payments after you buy them.
Fuel: 1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of ₹400. Max CashBack of ₹1000 per statement cycle)
Individuals who spend a lot on lifestyle or are regular shoppers.
Fees and waiver
Fuel: 1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of ₹400. Max CashBack of ₹1000 per statement cycle)
Verify before applying
Check issuer terms for exclusions, caps, and updated eligibility before using any benefit claim.
Trust Snapshot
Source count: 2 · Review status: Reviewed · Last dataset refresh: 2 Jul 2026
Quick Decision Summary
This summary is generated from the current website fields to help you interpret the card faster.
What stands out
• High quality score (80) based on current website signals.
• Relatively low annual fee compared with premium-fee cards.
• Includes insurance or travel-protection style signals.
Good fit if you want
• People who want lower fees without removing stronger card features entirely.
Tradeoffs to verify
• missing_rewards
• missing_fees
• missing_eligibility
Application links do not guarantee approval. Affiliate links are labeled, and issuer terms should be verified before applying.
Fees & Key Facts
Joining fee: Rs. 1.5
Annual fee: Not specified
Quality score: 80 (High)
Sources used: 2
Club Marriott, MMT Black, Swiggy One, Amazon Prime, Forbes Digital subscription, as a welcome benefit upon achieving spending of ₹1.5 lakhs within the first 90 days or upon joining fee realization.; Lifestyle; 3.33%; Premium Credit Card; Diners Club
Eligibility & Documentation
For Salaried Indian national; Age Min 21 yrs & Max 60 yrs; Income: Net Monthly Income > ₹1.75 Lakhs per month; For Self Employed Indian national; Age: Min 21 yrs & Max 65 yrs; Income: ITR > ₹21 Lakhs per annum for self-employed customers
Documents required
• Proof of Identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other governme...
• Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account State...
• Proof of Income: Latest one or two salary slips (not more than three months old), latest Form 16, and the last 3 months’ bank statement.
Rewards
Not available
Benefits
• EMI: With the HDFC Bank Diners Club Black Credit Card, you can change your large purchases into smaller monthly payments after you buy them.
• Fuel: 1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of ₹400. Max CashBack of ₹1000 per statement cycle)
• Individuals who spend a lot on lifestyle or are regular shoppers.
Features
Not available
Lounge Access
Not available
Insurance
• Air accident insurance cover worth ₹2 crore Emergency overseas hospitalisation: ₹50 Lacs Travel Insurance Cover of up to ₹55,000 on baggage delay (Capped to 10$ per hour restricted to 8 hours) Credit Liability Cover of u...
Pros
Not available
Cons
• Diners Club Black Credit Card has a high annual fee.
Source Links
Related Cards from HDFC Bank
Image not sourced yet
HDFC Bank
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Best for: People willing to verify the source details directly before deciding.
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Useful for comparison, but the current dataset does not show a standout signal yet.
This card has limited source coverage in the current dataset.
6E - Rewards Indigo HDFC Bank Credit Card from HDFC Bank. Check fees, rewards, eligibility, and source links.
HDFC Bank BizBlack Credit Card
Best for: Travelers who value lounge access as part of card selection.
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5X Reward Points applicable on minimum spends of Rs. 50,000 (all spends) in statement cycle
High quality score (80) based on current website signals.
This card has limited source coverage in the current dataset.
While HDFC bank is well known for its Diners Black Credit Card due its popular Smartbuy 10X rewards program, now the bank has come up with a new business variant called HDFC Bank BizBlack Credit Card that mimics the regular diners black and targets small business owners.
HDFC Bank Swiggy Credit Card
Best for: People who want a no-fee card and a simpler starting point.
Check source
Rs. 0
Cashback gets credited to statement directly
Swiggy spends includes: Food, Instamart, Dineout & Genie.
No annual fee signal detected from the current dataset.
missing_eligibility
HDFC Bank has very many rewarding credit cards with them and the recent addition to the list is the Swiggy HDFC Bank Credit Card – a nice and noteworthy co-brand dining credit card.