Union Bank of India
05 Curated Output

DIVAA ICON Credit Card

Union Bank of India DIVAA ICON is a premium women-centric credit card with curated benefits across beauty, lifestyle, travel, health, shopping, food delivery, lounge access, and insurance.

Fees
Rewards
Lounge
Insurance
Eligibility
EMI

Image not sourced yet

Union Bank of India

DIVAA ICON Credit Card

Fee: Unknown
High · 80
Sources: 1
02_data

Top source-backed claims

Premium benefits across beauty, lifestyle, travel, health, shopping, food delivery, and insurance created for women.

Quarterly and annual coupon-based offers across salon, entertainment, travel, fitness, food delivery, and shopping partners.

Lounge access benefit listed on the official product page.

Fees and waiver

Fees and charges are available on the official Union Bank DIVAA ICON credit card page.

Verify before applying

Check issuer terms for exclusions, caps, and updated eligibility before using any benefit claim.

Trust Snapshot

Source count: 1 · Review status: Reviewed · Last dataset refresh: 2 Jul 2026

Quick Decision Summary

This summary is generated from the current website fields to help you interpret the card faster.

Inferred / Editorial

What stands out

High quality score (80) based on current website signals.

Includes lounge-related benefits in the current card record.

Includes insurance or travel-protection style signals.

Has richer rewards and benefits detail than sparse card records.

Good fit if you want

Travelers who value lounge access as part of card selection.

Users comparing cashback or rewards-heavy cards.

Tradeoffs to verify

This card has limited source coverage in the current dataset.

Fee details are incomplete or not clearly stated in the current dataset.

No approval guarantee
Verify issuer terms

Application links do not guarantee approval. Affiliate links are labeled, and issuer terms should be verified before applying.

Verify issuer/source termsThis verification link is not marked as an affiliate or sponsored link.
Fees & Key Facts

Joining fee: Not specified

Annual fee: Not specified

Quality score: 80 (High)

Sources used: 1


Fees and charges are available on the official Union Bank DIVAA ICON credit card page.

Eligibility & Documentation

Eligibility criteria are available on the official Union Bank DIVAA ICON credit card page.


Documents required

Not available

Rewards
  • • Partner vouchers and coupon-based offers across salon, entertainment, travel, fitness, food delivery, and shopping partners.

Benefits
  • • Premium benefits across beauty, lifestyle, travel, health, shopping, food delivery, and insurance created for women.

  • • Quarterly and annual coupon-based offers across salon, entertainment, travel, fitness, food delivery, and shopping partners.

  • • Lounge access benefit listed on the official product page.

Hidden Catches
Check these conditions before applying

These are derived from source text and should be verified with the issuer before you rely on a benefit.

Lounge access limit
Verify

Lounge access benefit listed on the official product page.

Features
  • • Curated premium benefits across beauty, lifestyle, travel, health, shopping, food delivery, and insurance.

  • • Lakme Salon beauty care services e-gift card of Rs 1,500 once per quarter.

  • • BookMyShow flat Rs 250 off on minimum purchase of two movie or non-movie tickets once per quarter.

  • • MakeMyTrip travel offers including flight coupons listed on the official page.

  • • Cult Fit Home online subscription benefit listed annually.

  • • Three-month food delivery membership benefit for Swiggy and Swiggy Instamart once annually.

  • • Online shopping and grocery voucher benefits listed on the official page.

Lounge Access
  • • Lounge access benefit listed on the official product page.

Insurance
  • • Cyber insurance or health insurance benefit listed on the official product page.

Pros

Not available

Cons

Not available

Related Cards from Union Bank of India

Image not sourced yet

Union Bank of India

Union Bank of India
Decision summary: Inferred
NEXTERIA Credit Card

Best for: Travelers who value lounge access as part of card selection.

Fees
Rewards
Lounge
UPI / RuPay
Insurance
Eligibility
Joining

Check source

Annual

Check source

Fee: Unknown
High · 80
Top source signals

RuPay Super Premium core offering with unlimited lounge access and hospitality benefits.

Other benefits include movie tickets, insurance coverage, concierge, emergency cash concierge, golf, visa application services, movie screening, conce...

Standout

High quality score (80) based on current website signals.

Watch out

This card has limited source coverage in the current dataset.

Union Bank of India NEXTERIA is a premium RuPay credit card with lounge access, hospitality benefits, insurance cover, concierge assistance, golf, movies, events, dining, and RuPay merchant offers.

Sources: 1
02_data

Image not sourced yet

Union Bank of India

Union Bank of India
Decision summary: Inferred
PM Svanidhi Credit Card

Best for: People who want a no-fee card and a simpler starting point.

Welcome
Fees
Rewards
Forex
UPI / RuPay
Eligibility
Joining

Rs. 0

Annual

Rs. 0

Fee: ₹0
Medium · 70
Top source signals

Interest-free credit period of 20 to 50 days as per issuer policy.

Lifetime-free card with no enrolment, joining, activation, inactivity, or annual renewal charges.

Standout

No annual fee signal detected from the current dataset.

Watch out

This card has limited source coverage in the current dataset.

Union Bank of India PM Svanidhi Credit Card is a lifetime-free retail credit card facility for PM SVANidhi beneficiaries with UPI linkage, a five-year card validity, and restricted merchant-category usage.

Sources: 1
02_data