NEXTERIA Credit Card
Union Bank of India NEXTERIA is a premium RuPay credit card with lounge access, hospitality benefits, insurance cover, concierge assistance, golf, movies, events, dining, and RuPay merchant offers.
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Union Bank of India
NEXTERIA Credit Card
Top source-backed claims
RuPay Super Premium core offering with unlimited lounge access and hospitality benefits.
Other benefits include movie tickets, insurance coverage, concierge, emergency cash concierge, golf, visa application services, movie screening, conce...
RuPay exclusive offers may change from time to time.
Fees and waiver
Fees and charges are available on the official Union Bank NEXTERIA credit card page.
Verify before applying
Check issuer terms for exclusions, caps, and updated eligibility before using any benefit claim.
Trust Snapshot
Source count: 1 · Review status: Reviewed · Last dataset refresh: 2 Jul 2026
Quick Decision Summary
This summary is generated from the current website fields to help you interpret the card faster.
What stands out
• High quality score (80) based on current website signals.
• Includes lounge-related benefits in the current card record.
• Includes insurance or travel-protection style signals.
• Has richer rewards and benefits detail than sparse card records.
Good fit if you want
• Travelers who value lounge access as part of card selection.
• Users comparing cashback or rewards-heavy cards.
Tradeoffs to verify
• This card has limited source coverage in the current dataset.
• Fee details are incomplete or not clearly stated in the current dataset.
Application links do not guarantee approval. Affiliate links are labeled, and issuer terms should be verified before applying.
Fees & Key Facts
Joining fee: Not specified
Annual fee: Not specified
Quality score: 80 (High)
Sources used: 1
Fees and charges are available on the official Union Bank NEXTERIA credit card page.
Eligibility & Documentation
Eligibility criteria are available on the official Union Bank NEXTERIA credit card page.
Documents required
Not available
Rewards
• One-time hotel lux points equivalent to USD 100 and USD 200, subject to benefit terms.
Benefits
• RuPay Super Premium core offering with unlimited lounge access and hospitality benefits.
• Other benefits include movie tickets, insurance coverage, concierge, emergency cash concierge, golf, visa application services, movie screening, concerts and events, dining, and RuPay merchant offers.
• RuPay exclusive offers may change from time to time.
Features
• Unlimited individual domestic and international lounge visits, with two family visits per quarter under the listed lounge benefit.
• Hospitality benefits including 2+1 complimentary nights at eligible ITC premium hotels, 1+1 dining set-menu offers, and spa benefits for resident customers.
• Hotel Luxe membership benefits across listed international hotel chains, including complimentary breakfast, room upgrade, early check-in, late checkout, and hotel dining or spa credits subject to availability.
• Buy one get one movie ticket benefit up to Rs 500 once a month.
• Concierge services for domestic and international travel assistance, lost passport or luggage assistance, and emergency cash concierge.
• Golf benefits with 4 domestic complimentary golf lessons or rounds in a year.
• Visa application service benefits including 1 complimentary lounge visit for two visitors where applicable, 15% discount on fast-track immigration, and 15% discount on visa concierge services.
Lounge Access
• Unlimited individual domestic and international lounge visits.
• Two family visits per quarter under the listed lounge benefit.
• RuPay Delhi Exclusive Lounge access where available.
Insurance
• Personal accidental insurance cover of Rs 50 lakh.
• Air accidental insurance cover of Rs 1 crore.
• Purchase protection of Rs 2 lakh.
• Travel insurance for baggage loss of Rs 0.20 lakh.
• Cyber security insurance of Rs 2 lakh, subject to annual review.
Pros
Not available
Cons
Not available
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