Indian Oil HDFC Bank Credit Card
Find out what makes the IndianOil HDFC Credit Card a top choice! Our review covers all the features, fees, and charges.
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HDFC Bank
Indian Oil HDFC Bank Credit Card
Top source-backed claims
Fuel: 1% fuel surcharge waiver at all Indian fuel stations on a minimum transaction of ₹400 and a maximum CashBack of ₹250 per statement cycle.
EMI: Facility to convert big purchases into Smart EMIs. The range of purchases includes: Insurance Groceries Medical Petrol Utility Apparel Education...
Fuel transactions on all Fuel Outlets will get 1 Fuel Point for every ₹ 150/- spent.
Fees and waiver
Fuel: 1% fuel surcharge waiver at all Indian fuel stations on a minimum transaction of ₹400 and a maximum CashBack of ₹250 per statement cycle.
Verify before applying
Check issuer terms for exclusions, caps, and updated eligibility before using any benefit claim.
Trust Snapshot
Source count: 1 · Review status: Reviewed · Last dataset refresh: 2 Jul 2026
Quick Decision Summary
This summary is generated from the current website fields to help you interpret the card faster.
What stands out
• Useful for comparison, but the current dataset does not show a standout signal yet.
Good fit if you want
• People willing to verify the source details directly before deciding.
Tradeoffs to verify
• This card has limited source coverage in the current dataset.
• Fee details are incomplete or not clearly stated in the current dataset.
• missing_rewards
Application links do not guarantee approval. Affiliate links are labeled, and issuer terms should be verified before applying.
Fees & Key Facts
Joining fee: Not specified
Annual fee: Not specified
Quality score: 70 (Medium)
Sources used: 1
₹500
Eligibility & Documentation
Age: 21 to 65 years; Occupation: Salaried or Self Employed; Income: Salaried - ₹10,000 p.m., Self-Employed: ITR > ₹6.0 Lakhs p.a.
Documents required
• Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other governme...
• Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account State...
• Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.
Rewards
Not available
Benefits
• Fuel: 1% fuel surcharge waiver at all Indian fuel stations on a minimum transaction of ₹400 and a maximum CashBack of ₹250 per statement cycle.
• EMI: Facility to convert big purchases into Smart EMIs. The range of purchases includes: Insurance Groceries Medical Petrol Utility Apparel Education Electronics Travel
Features
Not available
Lounge Access
Not available
Insurance
Not available
Pros
• Fuel transactions on all Fuel Outlets will get 1 Fuel Point for every ₹ 150/- spent.
Cons
• The users can accumulate a maximum of 250 fuel points per month in the first 6 months.
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5X Reward Points applicable on minimum spends of Rs. 50,000 (all spends) in statement cycle
High quality score (80) based on current website signals.
This card has limited source coverage in the current dataset.
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Best for: People who want a no-fee card and a simpler starting point.
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Rs. 0
Cashback gets credited to statement directly
Swiggy spends includes: Food, Instamart, Dineout & Genie.
No annual fee signal detected from the current dataset.
missing_eligibility
HDFC Bank has very many rewarding credit cards with them and the recent addition to the list is the Swiggy HDFC Bank Credit Card – a nice and noteworthy co-brand dining credit card.