Swiggy BLCK HDFC Bank Credit Card
A Swiggy co-branded HDFC Bank credit card with complimentary 3-month Swiggy BLCK membership, 10% cashback on Swiggy app transactions, 5% cashback on select online spends, and 1% cashback on other categories.
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HDFC Bank
Swiggy BLCK HDFC Bank Credit Card
Top source-backed claims
Welcome benefit: complimentary 3-month Swiggy BLCK membership.
Swiggy benefits: 10% cashback on spends across Swiggy app transactions.
Credit benefits: 5% cashback on select online spends and 1% cashback on other categories.
Fees and waiver
Joining Fee: Rs 1,000 + applicable charges; Renewal Fee: Rs 1,000 + applicable charges; Joining fee waived on spending Rs 75,000 in the first 90 days...
Verify before applying
Check issuer terms for exclusions, caps, and updated eligibility before using any benefit claim.
Trust Snapshot
Source count: 1 · Review status: Reviewed · Last dataset refresh: 2 Jul 2026
Quick Decision Summary
This summary is generated from the current website fields to help you interpret the card faster.
What stands out
• High quality score (80) based on current website signals.
• Relatively low annual fee compared with premium-fee cards.
• Includes insurance or travel-protection style signals.
• Has richer rewards and benefits detail than sparse card records.
Good fit if you want
• People who want lower fees without removing stronger card features entirely.
• Users comparing cashback or rewards-heavy cards.
Tradeoffs to verify
• This card has limited source coverage in the current dataset.
Application links do not guarantee approval. Affiliate links are labeled, and issuer terms should be verified before applying.
Fees & Key Facts
Joining fee: Rs. 1,000
Annual fee: Rs. 1,000
Quality score: 80 (High)
Sources used: 1
Joining Fee: Rs 1,000 + applicable charges; Renewal Fee: Rs 1,000 + applicable charges; Joining fee waived on spending Rs 75,000 in the first 90 days, applicable for first year only.; Renewal fee waived on annual spends of Rs 2,00,000 or more, excluding Cash on Call, Balance Transfer, and Cash Withdrawal.
Eligibility & Documentation
Salaried applicants: age 21 to 60 years. Self-employed applicants: age 21 to 65 years.; Salaried applicants: net monthly income above Rs 1,00,000. Self-employed applicants: annual ITR above Rs 12 lakh.; Nationality: Indian
Documents required
Not available
Rewards
• 10% cashback on eligible Swiggy app spends.
• 5% cashback on select online merchant/category spends.
• 1% cashback on other categories.
Benefits
• Welcome benefit: complimentary 3-month Swiggy BLCK membership.
• Swiggy benefits: 10% cashback on spends across Swiggy app transactions.
• Credit benefits: 5% cashback on select online spends and 1% cashback on other categories.
• Interest-free credit period of up to 50 days, subject to merchant charge submission.
• Renewal fee waiver on spending Rs 2,00,000 or more in a year before the renewal date, excluding specified categories.
Features
• Complimentary Swiggy BLCK membership for 3 months as a welcome benefit after card activation.
• 10% cashback on eligible Swiggy app spends including food ordering, Instamart, and Dineout.
• 5% cashback on select online merchants and categories.
• 1% cashback on other categories as per applicable terms.
• Cashback earned for the current billing cycle is auto-redeemed against the outstanding amount due.
• Mastercard golf benefits with access to golf courses worldwide, 12 free lessons per year, and 4 complimentary green-fee rounds per calendar year.
• Contactless payments and SmartEMI conversion for eligible high-value transactions.
• Zero lost card liability on fraudulent transactions when card loss is reported immediately.
Lounge Access
Not available
Insurance
• Zero lost card liability on fraudulent transactions if reported immediately.
Pros
Not available
Cons
Not available
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Rs. 0
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Swiggy spends includes: Food, Instamart, Dineout & Genie.
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missing_eligibility
HDFC Bank has very many rewarding credit cards with them and the recent addition to the list is the Swiggy HDFC Bank Credit Card – a nice and noteworthy co-brand dining credit card.