Swiggy Ornge HDFC Bank Credit Card
A Swiggy co-branded HDFC Bank credit card with 12-month Swiggy One membership, 5% cashback on Swiggy and select online spends, and 1% cashback on other eligible spends.
Image not sourced yet
HDFC Bank
Swiggy Ornge HDFC Bank Credit Card
Top source-backed claims
Welcome benefit: complimentary Swiggy One membership for 12 months.
Swiggy benefits: 5% cashback across Swiggy and select online spends.
Credit benefits: up to 50 days interest-free credit period, subject to merchant charge submission.
Fees and waiver
Joining Fee: Rs 500 + applicable charges; Renewal Fee: Rs 500 + applicable charges; Renewal fee waived on annual spends of Rs 1,50,000 or more, exclud...
Verify before applying
Check issuer terms for exclusions, caps, and updated eligibility before using any benefit claim.
Trust Snapshot
Source count: 1 · Review status: Reviewed · Last dataset refresh: 2 Jul 2026
Quick Decision Summary
This summary is generated from the current website fields to help you interpret the card faster.
What stands out
• High quality score (80) based on current website signals.
• Relatively low annual fee compared with premium-fee cards.
• Includes insurance or travel-protection style signals.
• Has richer rewards and benefits detail than sparse card records.
Good fit if you want
• People who want lower fees without removing stronger card features entirely.
• Users comparing cashback or rewards-heavy cards.
Tradeoffs to verify
• This card has limited source coverage in the current dataset.
Application links do not guarantee approval. Affiliate links are labeled, and issuer terms should be verified before applying.
Fees & Key Facts
Joining fee: Rs. 500
Annual fee: Rs. 500
Quality score: 80 (High)
Sources used: 1
Joining Fee: Rs 500 + applicable charges; Renewal Fee: Rs 500 + applicable charges; Renewal fee waived on annual spends of Rs 1,50,000 or more, excluding Cash on Call, Balance Transfer, and Cash Withdrawal.
Eligibility & Documentation
Salaried applicants: age 21 to 60 years. Self-employed applicants: age 21 to 65 years.; Salaried applicants: net monthly income above Rs 20,000. Self-employed applicants: annual ITR above Rs 6 lakh.; Nationality: Indian
Documents required
Not available
Rewards
• 5% cashback across Swiggy and select online spends.
• 1% cashback on other eligible spends.
Benefits
• Welcome benefit: complimentary Swiggy One membership for 12 months.
• Swiggy benefits: 5% cashback across Swiggy and select online spends.
• Credit benefits: up to 50 days interest-free credit period, subject to merchant charge submission.
• Renewal fee waiver on spending Rs 1,50,000 or more in a year before renewal date, excluding specified categories.
Features
• Complimentary Swiggy One membership for 12 months as a welcome benefit.
• 5% cashback across Swiggy and select online spends.
• 1% cashback on other eligible spends.
• Mastercard golf benefits with 12 free golf lessons per year and 4 complimentary green-fee rounds every calendar year.
• Contactless payments and SmartEMI conversion for eligible high-value transactions.
• Zero lost card liability when card loss is reported immediately to HDFC Bank customer support.
Lounge Access
Not available
Insurance
• Zero lost card liability on fraudulent transactions if reported immediately.
Pros
Not available
Cons
Not available
Related Cards from HDFC Bank
Image not sourced yet
HDFC Bank
6E - Rewards Indigo HDFC Bank Credit Card
Best for: People willing to verify the source details directly before deciding.
Check source
Check source
Discounted Convenience Fee on IndiGo tickets- ₹ 150 per pax.
Useful for comparison, but the current dataset does not show a standout signal yet.
This card has limited source coverage in the current dataset.
6E - Rewards Indigo HDFC Bank Credit Card from HDFC Bank. Check fees, rewards, eligibility, and source links.
HDFC Bank BizBlack Credit Card
Best for: Travelers who value lounge access as part of card selection.
Check source
Check source
Amazon Pay Voucher is part of “business catalog” that can be redeemed via HDFC Netbanking at 1RP=0.70 INR but this may change anytime.
5X Reward Points applicable on minimum spends of Rs. 50,000 (all spends) in statement cycle
High quality score (80) based on current website signals.
This card has limited source coverage in the current dataset.
While HDFC bank is well known for its Diners Black Credit Card due its popular Smartbuy 10X rewards program, now the bank has come up with a new business variant called HDFC Bank BizBlack Credit Card that mimics the regular diners black and targets small business owners.
HDFC Bank Swiggy Credit Card
Best for: People who want a no-fee card and a simpler starting point.
Check source
Rs. 0
Cashback gets credited to statement directly
Swiggy spends includes: Food, Instamart, Dineout & Genie.
No annual fee signal detected from the current dataset.
missing_eligibility
HDFC Bank has very many rewarding credit cards with them and the recent addition to the list is the Swiggy HDFC Bank Credit Card – a nice and noteworthy co-brand dining credit card.