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21 cards match the current filters
21 reviewed · 0 flagged for manual review · shortlist 0/3
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Fee visibility
21/21
Cards with joining or annual fee values.Reward details
18
Cards with rewards text in this dataset.Lounge signals
5
Cards with lounge-access records.Low catches
12
Cards with zero or one derived hidden catch.Quality (high to low)
Showing 12 of 21 cards
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ICICI Bank
ICICI Bank
Decision summary: Inferred
Amazon Pay ICICI Bank Credit Card
Best for: People who want a no-fee card and a simpler starting point.
Fees
Waiver
Cashback
Rewards
Lounge
Fuel
Joining
Rs. 0
Annual
Rs. 0
Fee: ₹0
High · 80
Top source signals
Whether you are a Prime member or occasional shopper – Amazon Pay ICICI card gives you the opportunity to save on every transaction, without any hassl...
Frequent shoppers and users who pay bills through credit cards.
Standout
High quality score (80) based on current website signals.
Watch out
missing_rewards
Fee or waiver note
1% surcharge waiver on fuel transactions of ₹400 to ₹4,000
Whether you are a Prime member or occasional shopper – Amazon Pay ICICI card gives you the opportunity to save on every transaction, without any hassle.
Sources: 4
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Image not sourced yet
AU Small Finance Bank
AU Small Finance Bank
Decision summary: Inferred
AU Bank LIT Credit Card
Best for: People who want a no-fee card and a simpler starting point.
Fees
Waiver
Cashback
Rewards
Lounge
Fuel
Joining
Check source
Annual
Rs. 0
Fee: ₹0
High · 80
Top source signals
Fuel: 1% fuel surcharge waiver on all transactions between ₹400 to ₹5,000.
reward rate: 0.25%
Standout
High quality score (80) based on current website signals.
Watch out
missing_eligibility
Fee or waiver note
Lifetime Free
The AU LIT Credit Card is a card that you can get for free for life. With this card, you can pick the benefits that suit your lifestyle & how you spend money.
Sources: 3
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Image not sourced yet
Axis Bank
Axis Bank
Decision summary: Inferred
Kiwi RuPay Credit Card
Best for: People who want a no-fee card and a simpler starting point.
Fees
Waiver
Cashback
Rewards
Lounge
Fuel
Joining
Check source
Annual
Rs. 0
Fee: ₹0
High · 80
Top source signals
1 Kiwi = ₹0.25 (redeemable as statement credit)
At a 1.5% base cashback, the Kiwi RuPay Card may not sound extraordinary compared to cards like the Snapdeal BoB Credit Card or Tata Neu Infinity HDFC...
Standout
High quality score (80) based on current website signals.
Watch out
This card has limited source coverage in the current dataset.
Fee or waiver note
Details; NIL (Lifetime Free); Cashback Rate; The Kiwi RuPay Credit Card is completely Lifetime Free (LTF), making it one of the best no-fee UPI credit...
Fintech credit cards rarely manage to stand out in India’s crowded market, but the Kiwi RuPay Credit Card, issued in partnership with Yes Bank, is an exception.Designed specifically for frequent UPI users, this card rewards everyday payments with up to 5% cashback through its Kiwi Neon subscription.In this detailed...
Sources: 1
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Image not sourced yet
Federal Bank
Federal Bank
Decision summary: Inferred
Scapia Federal/BoB Credit Card
Best for: People who want a no-fee card and a simpler starting point.
Fees
Waiver
Rewards
Lounge
Forex
Eligibility
Joining
Check source
Annual
Rs. 0
Fee: ₹0
High · 80
Top source signals
The reward structure is simple but distinct. You earn “Scapia Coins” on every transaction.
Base Rate: 10 Coins per ₹100 spent (Effective Value: 2%).
Standout
High quality score (80) based on current website signals.
Watch out
This card has limited source coverage in the current dataset.
Fee or waiver note
₹0 (Lifetime Free)
Looking for a Zero Forex card with zero annual fees? The Scapia Credit Card now issued by both Federal Bank and Bank of Baroda delivers exactly that.
Sources: 1
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HDFC Bank
Decision summary: Inferred
HDFC Bank Swiggy Credit Card
Best for: People who want a no-fee card and a simpler starting point.
Fees
Cashback
Rewards
Lounge
Fuel
Insurance
Joining
Check source
Annual
Rs. 0
Fee: ₹0
Medium · 70
Top source signals
Cashback gets credited to statement directly
Swiggy spends includes: Food, Instamart, Dineout & Genie.
Standout
No annual fee signal detected from the current dataset.
Watch out
missing_eligibility
HDFC Bank has very many rewarding credit cards with them and the recent addition to the list is the Swiggy HDFC Bank Credit Card – a nice and noteworthy co-brand dining credit card.
Sources: 2
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Image not sourced yet
HDFC Bank
HDFC Bank
Decision summary: Inferred
HDFC Bank Tata Neu Infinity Credit Card
Best for: People who want a no-fee card and a simpler starting point.
Fees
Waiver
Cashback
Rewards
Lounge
Fuel
Joining
Check source
Annual
Rs. 0
Fee: ₹0
Medium · 70
Top source signals
NeuCoins Validity: 1 Year
No rewards on fuel, wallet, rent, gaming and Gov spends.
Standout
No annual fee signal detected from the current dataset.
Watch out
This card has limited source coverage in the current dataset.
Fee or waiver note
While it’s easy to grab First Year Free (FYF) offer on HDFC Bank’s Tata Neu Infinity Credit Card, getting Lifetime Free (LTF) offer is becoming harder...
The HDFC Bank Tata Neu Infinity Credit Card is a semi-premium, co‑branded credit card designed to maximise rewards through NeuCoins, a cashback‑equivalent rewards currency that works seamlessly across the Tata ecosystem.
Sources: 1
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Image not sourced yet
Union Bank of India
Union Bank of India
Decision summary: Inferred
PM Svanidhi Credit Card
Best for: People who want a no-fee card and a simpler starting point.
Welcome
Fees
Rewards
Forex
UPI / RuPay
Eligibility
Joining
Rs. 0
Annual
Rs. 0
Fee: ₹0
Medium · 70
Top source signals
Interest-free credit period of 20 to 50 days as per issuer policy.
Lifetime-free card with no enrolment, joining, activation, inactivity, or annual renewal charges.
Standout
No annual fee signal detected from the current dataset.
Watch out
This card has limited source coverage in the current dataset.
Union Bank of India PM Svanidhi Credit Card is a lifetime-free retail credit card facility for PM SVANidhi beneficiaries with UPI linkage, a five-year card validity, and restricted merchant-category usage.
Sources: 1
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Image not sourced yet
Punjab National Bank
Punjab National Bank
Decision summary: Inferred
PNB Rakshak RuPay Platinum Card
Best for: People who want a no-fee card and a simpler starting point.
Fees
Rewards
UPI / RuPay
Eligibility
Joining
Rs. 0
Annual
Rs. 0
Fee: ₹0
Medium · 70
Top source signals
Free interest period: 20-50 days
Reward points: 1 on Rs 100
Standout
No annual fee signal detected from the current dataset.
Watch out
This card has limited source coverage in the current dataset.
PNB Rakshak RuPay Platinum Card Features Eligibility :Rs.2.50 Lacs p.a. Card Limit :Min. Rs.25,000/- Max. Rs.5,00,000/- Benefits Free interest Period :20-50 days Reward points :1 on Rs 100
Sources: 1
02_data
Image not sourced yet
Punjab National Bank
Punjab National Bank
Decision summary: Inferred
PNB Rakshak RuPay Select Card
Best for: People who want a no-fee card and a simpler starting point.
Fees
Rewards
UPI / RuPay
Eligibility
Joining
Rs. 0
Annual
Rs. 0
Fee: ₹0
Medium · 70
Top source signals
Free interest period: 20-50 days
Reward points: 2 on Rs 150
Standout
No annual fee signal detected from the current dataset.
Watch out
This card has limited source coverage in the current dataset.
PNB Rakshak RuPay Select Card Features Eligibility :Rs.5.00 Lacs p.a. Card Limit :Min. Rs.50,000/- Max. Rs.10,00,000/ Benefits Free interest Period :20-50 days Reward points :2 on Rs 150
Sources: 1
02_data
Image not sourced yet
Punjab National Bank
Punjab National Bank
Decision summary: Inferred
PNB Rupay Millennial Card
Best for: People who want a no-fee card and a simpler starting point.
Fees
Waiver
Rewards
UPI / RuPay
Milestone
Eligibility
Joining
Rs. 399
Annual
Rs. 0
Fee: ₹0
Medium · 70
Top source signals
Free interest period: 20-50 Days
Waiver on fee: Annual fee waive if the annual spends on the card is Rs. 1.00 Lakh during preceding year
Standout
No annual fee signal detected from the current dataset.
Watch out
This card has limited source coverage in the current dataset.
Fee or waiver note
Waiver on fee: Annual fee waive if the annual spends on the card is Rs. 1.00 Lakh during preceding year
PNB Rupay Millennial Card Features Eligibility :Rs.5.00 Lacs P.A. Card Limit :Min. Rs.50,000/- Max. Rs.10,00,000/- Benefits Free Interest Period :20-50 Days Reward Points :2 On Rs 150
Sources: 1
02_data
Image not sourced yet
Punjab National Bank
Punjab National Bank
Decision summary: Inferred
PNB Rupay Platinum Card
Best for: People who want a no-fee card and a simpler starting point.
Fees
Waiver
Rewards
UPI / RuPay
Eligibility
Joining
Rs. 0
Annual
Rs. 0
Fee: ₹0
Medium · 70
Top source signals
Free interest period: 20-50 days
Waiver on fee: Annual fee shall be waived in case the card is used at least once in each quarter in the preceding year
Standout
No annual fee signal detected from the current dataset.
Watch out
This card has limited source coverage in the current dataset.
Fee or waiver note
Waiver on fee: Annual fee shall be waived in case the card is used at least once in each quarter in the preceding year
PNB Rupay Platinum Card Features Eligibility :Rs.2.50 Lacs p.a. Card Limit :Min. Rs.25,000/- Max. Rs.5,00,000/- Benefits Free interest Period :20-50 days Reward points :1 on Rs 100
Sources: 1
02_data
Image not sourced yet
Punjab National Bank
Punjab National Bank
Decision summary: Inferred
PNB Rupay Select Card
Best for: People who want a no-fee card and a simpler starting point.
Fees
Waiver
Rewards
UPI / RuPay
Eligibility
Joining
Rs. 500
Annual
Rs. 0
Fee: ₹0
Medium · 70
Top source signals
Free interest period: 20-50 days
Waiver on fee: Annual fee shall be waived in case the card is used at least once in each quarter in the preceding year
Standout
No annual fee signal detected from the current dataset.
Watch out
This card has limited source coverage in the current dataset.
Fee or waiver note
Waiver on fee: Annual fee shall be waived in case the card is used at least once in each quarter in the preceding year
PNB Rupay Select Card Features Eligibility :Rs.5.00 Lacs p.a Card Limit :Min. Rs.50,000/- Max. Rs.10,00,000/- Benefits Free interest Period :20-50 days Reward points :2 on Rs 150
Sources: 1
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