IndianOil Axis Bank Credit Card
Fuel: Fuel surcharge waiver of 1% at any fuel outlet in India. Note: The offer is available for transactions between ₹200 and ₹5000. Maximum waiver of ₹50 per statement cycle.
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Top source-backed claims
Fuel: Fuel surcharge waiver of 1% at any fuel outlet in India. Note: The offer is available for transactions between ₹200 and ₹5000. Maximum waiver of...
Read Also: Understanding the Difference Between Credit and Debt
It is crucial that a credit card be chosen wisely as cards with non-exclusive features and hefty fees can become a burden instead of a benefit.
Fees and waiver
₹500; ₹500 (waived on ₹50,000 spend in a year)
Verify before applying
Check issuer terms for exclusions, caps, and updated eligibility before using any benefit claim.
Trust Snapshot
Source count: 2 · Review status: Reviewed · Last dataset refresh: 2 Jul 2026
Quick Decision Summary
This summary is generated from the current website fields to help you interpret the card faster.
What stands out
• High quality score (80) based on current website signals.
• Has richer rewards and benefits detail than sparse card records.
Good fit if you want
• Users comparing cashback or rewards-heavy cards.
Tradeoffs to verify
• Fee details are incomplete or not clearly stated in the current dataset.
• missing_rewards
• missing_eligibility
Application links do not guarantee approval. Affiliate links are labeled, and issuer terms should be verified before applying.
Fees & Key Facts
Joining fee: Not specified
Annual fee: Not specified
Quality score: 80 (High)
Sources used: 2
₹500; ₹500 (waived on ₹50,000 spend in a year)
Eligibility & Documentation
Not specified
Documents required
• Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other governme...
• Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account State...
• Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.
Rewards
• If you want to manage your everyday fuel expenses smartly, then IndianOil Axis Bank Credit Card is a practical and rewarding option.
• 20 Reward Points are available on ₹100 spent at IOCL outlets.
• Check the Reward Point System : Estimate the number of reward points that can be received based on your average expenditure and check how they can be redeemed.
• Choosing a suitable credit card should not be based only on the offers or rewards but also on the user’s lifestyle, spending pattern and the facilities offered.
Benefits
• Fuel: Fuel surcharge waiver of 1% at any fuel outlet in India. Note: The offer is available for transactions between ₹200 and ₹5000. Maximum waiver of ₹50 per statement cycle.
• Read Also: Understanding the Difference Between Credit and Debt
• It is crucial that a credit card be chosen wisely as cards with non-exclusive features and hefty fees can become a burden instead of a benefit.
• Read Also: Credit Score: What Is It And How It Impacts You?
• Read Also: Decoding Credit Risk Funds In India
• A credit card allows cardholders to borrow money and repay it, including interest and other agreed-upon charges, either in full by the billing date or over time in the form of EMIs.
• The popularity of Contactless Debit Cards has seen a massive uptrend.
• A credit card helps you manage your finances by allowing you to repay after the billing cycle.
Features
• Up to 5% benefit at IndianOil petrol pumps (4% value back + 1% surcharge waiver)
• 1% cashback is available on online shopping
• Up to 15% discount on dining – through Axis Bank’s Dining Delights program
• ₹100 fuel spend = 20 RP (₹5 value)
• ₹100 online spends = 1 RP
• ₹100 other spends = 1 RP
• RP can be converted into cashback or vouchers
• Welcome benefit: ₹250 worth fuel vouchers on 1st transaction within 30 days
Lounge Access
Not available
Insurance
Not available
Pros
• Annual fee waived on spending more than ₹50,000 in a year. 100% cashback up to ₹250 on all fuel transactions.
Cons
• Dining benefit available on a minimum order value of ₹1500.
Source Links
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The Burgundy Private Credit card is also known as The One Card. It brings credit, debit, and forex into one card making it one of the super premium credit cards in India.