Axis Bank Reserve Credit Card
Get better prizes when you use Axis Reserve Credit Card. Earn rewards for regular purchases and bonus points for buying electronics, accessories, clothing, beauty products, and other items.
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Axis Bank
Axis Bank Reserve Credit Card
Top source-backed claims
Fuel: Fuel surcharge waiver of 1% for transactions between ₹400 to ₹4000 (Capped at ₹400 per month).
Suitable for: People seeking high-end living, golf privileges, annual benefits, and unforgettable weekends.
8 complimentary VIP assistance complimentary concierge services
Fees and waiver
₹50,000 plus applicable taxes; ₹50,000 plus taxes. (waived off on spending Rs.25 lakhs in the previous year)
Verify before applying
Check issuer terms for exclusions, caps, and updated eligibility before using any benefit claim.
Trust Snapshot
Source count: 3 · Review status: Reviewed · Last dataset refresh: 2 Jul 2026
Quick Decision Summary
This summary is generated from the current website fields to help you interpret the card faster.
What stands out
• High quality score (80) based on current website signals.
• Includes lounge-related benefits in the current card record.
• Includes insurance or travel-protection style signals.
• Backed by 3 sources in the current dataset.
Good fit if you want
• Travelers who value lounge access as part of card selection.
• People who prefer stronger source-backed confidence before deciding.
• Users comparing cashback or rewards-heavy cards.
Tradeoffs to verify
• Fee details are incomplete or not clearly stated in the current dataset.
• missing_rewards
• missing_eligibility
• empty_description
Application links do not guarantee approval. Affiliate links are labeled, and issuer terms should be verified before applying.
Fees & Key Facts
Joining fee: Not specified
Annual fee: Not specified
Quality score: 80 (High)
Sources used: 3
₹50,000 plus applicable taxes; ₹50,000 plus taxes. (waived off on spending Rs.25 lakhs in the previous year)
Eligibility & Documentation
Age: The primary cardholder must be between 18 and 70 years of age. Employment: The applicant should be a salaried or self-employed individual with a regular source of income. Nationality: The applicant must be a resident of India.
Documents required
• Proof of Identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other governme...
• Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account State...
• Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.
Rewards
Not available
Benefits
• Fuel: Fuel surcharge waiver of 1% for transactions between ₹400 to ₹4000 (Capped at ₹400 per month).
• Suitable for: People seeking high-end living, golf privileges, annual benefits, and unforgettable weekends.
• 8 complimentary VIP assistance complimentary concierge services
• 4 complimentary luxury airport pickup and drop services in a year
• Club ITC Culinaire, Accorplus, and Club Marriott Asia Pacific memberships
• Offers at domestic and international Oberoi and Trident hotels and Postcard hotels
• 50 complimentary golf rounds every year across golf courses in India
• Complimentary EazyDiner Prime membership
Features
• Unlimited complimentary domestic and international lounge visits for primary and add-on cardholders; visits are limited to 12 for accompanying guests
• 8 complimentary VIP assistance complimentary concierge services
• 4 complimentary luxury airport pickup and drop services in a year
• Club ITC Culinaire, Accorplus, and Club Marriott Asia Pacific memberships
• Offers at domestic and international Oberoi and Trident hotels and Postcard hotels
• 50 complimentary golf rounds every year across golf courses in India
• Complimentary EazyDiner Prime membership
• Book 1 movie or non-movie ticket and get up to Rs.500 or Rs.1000 off on the second ticket, respectively, for a maximum of 5 times a month on BookMyShow
Lounge Access
• Unlimited complimentary domestic and international lounge visits for primary and add-on cardholders; visits are limited to 12 for accompanying guests
Insurance
• Counterfeit/lost card liability upto credit limit. Purchase protection: ₹2 Lakhs. Loss/Delay in baggage & Personal Documents: 500 USD. Credit shield: ₹5 Lakhs.
Pros
• No cash withdrawal charges. Low Foreign Transaction charges when compared to other cards. It offers 24x7 card assistance. It offers complimentary luxury airport transfers. It offers unlimited domestic lounge visits.
Cons
• No, rent and wallet spends will not count as eligible spends for annual fee waiver calculation. Joining and annual fee is way too high. No milestone benefits.
Source Links
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Suitable for: High-net-worth individuals who want travel, entertainment, lifestyle, and dining benefits.
High quality score (80) based on current website signals.
Fee details are incomplete or not clearly stated in the current dataset.
Fuel surcharge waiver of 1% for transactions up to Rs.400 per month between Rs.400 to Rs.4,000
The Burgundy Private Credit card is also known as The One Card. It brings credit, debit, and forex into one card making it one of the super premium credit cards in India.